3 cryptocurrency predictions for 2025 (index: one concerns XRP)

Even with recent turbulence to start 2025, cryptocurrencies have climbed this year. The price of BitcoinThe largest cryptocurrency in the world, has exceeded $ 109,000 at a given time and regularly oscillated about $ 100,000 since the end of last year.

President Donald Trump’s victory in November has raised the sector, while investors have optimistic about the chances of a lighter and friendly regulatory environment seeking to make the United States the capital of the world in crypto.

Until now, Trump has been up to this promise, implementing Pro-Crypto officials and commanded a working group to explore the possibility of a reserve of American strategic bitcoin. Here are my three crypto predictions for 2025.

1. Cryptocurrencies will be easier to access

I expect the relaxation of regulations and a pro-Crypto administration to facilitate access to cryptocurrencies that ever. There are many ways in which investors can easily buy them already via platforms such as Global Coinbase.

And the Securities and Exchange Commission (SEC) approved Bitcoin and Ethereum Stock market negotiated funds (ETF). The use of these funds and platforms like Coinbase is much easier than getting your own digital portfolio and trying to remember long pass sentences to store and access your tokens.

Many brokerage houses, such as Robbration marketsOffer cryptocurrencies but in a much more limited way. An in progress debate between the dry and the supporters of cryptography is whether digital documents should be treated as titles or currencies.

Many of them are currencies, but most are also negotiated as speculative active ingredients. Being considered as a guarantee would come with the monitoring of the dry and many strict laws on securities. Exchanges like Robinhood slowly deployed new cryptocurrencies on their platforms during the administration of Joe Biden because they did not want to be caught by binding unregistered security.

Under the Trump administration, I expect popular retail parliament houses like Robinhood and potentially Sofi Technologies To offer a wide range of cryptocurrencies. I also think that more cryptocurrencies will get their own FNB lists.

Finally, with the abolition of the SEC staff accounting bulletin (SAB) 121, which required financial institutions to take into account cryptographic assets in detention in their balance sheets, more financial institutions will be able to offer childcare services and interact more with The crypto. SAB 121 led to higher capital and liquidity requirements for banks.

2. The legal battle of XRP with the dry will end

One of the most efficient cryptocurrencies since Trump’s electoral victory is Xrp (XRP -2.42%))The third largest cryptocurrency by market capitalization. He had had trouble since the SEC continued Ripple, the company behind the cryptocurrency and two of its founders for having pretended to be sold XRP as not registered security from 2013.

XRP price data by ycharts.

In July 2023, a federal judge was essentially related to the defendants, judging that XRP was an investment contract when it was sold to institutional investors, but not when it was sold to retail investors, because these investors do not generally did not know that they bought them in Ripple. However, the SEC appealed this decision and the case is underway.

All of this happened while Gary Gensler directed the dry and the case against Ripple. Gensler has now resigned and Trump has appointed the former SEC commissioner and cryptographic promoter Paul Atkins, who is the head of a consulting company that helps customers navigate in the cryptography and financier sectors. Atkins may not be confirmed for a few months, and it is rare that the head of the SEC abandons a major case, but I think he will take measures to end the call this year.

3. Legislators will clarify regulatory gray areas

As part of his many decrees, Trump instructed a working group to write large cryptographic regulations that the industry could follow. Supporters argue that there was no clear regulation of cryptography, which makes conformity difficult and the fact of going ahead with their businesses and their businesses.

Trump has already appointed venture capital and old Paypal The David Sachs setting led the White House on artificial intelligence and cryptographic regulations. Coinbase policy director Faryar Shirzad told CNBC in December that he thought that Congress could quickly move to cryptographic regulations, including the creation of a wide range of rules to govern the industry. He called the new congress “the most pro-Crypto congress of all time”.

The adoption of clear and distant regulations will open the way to brokerage houses to offer many other cryptocurrencies, will make stablecoins more common, leads to new ETFs and allow financial institutions to interact and offer services Cryptography.

This would also clarify agencies supervising the crypto. Most supporters would like it to be regulated as a currency under the Commodity Futures Trading Commission, so that they can avoid securities. It will be interesting to see what is going on, but I think that will clarify many gray areas.