The Alphabet Google Cloud unit will launch a blockchain.
This blockchain aims to be the place of financial institutions to do business.
Ripple wants the same for the Ledger XRP.
10 actions that we love better than the alphabet ›
Alphabet‘s (Nasdaq: Googl)(Nasdaq: Goog) Google Cloud Unit announced that it was developing Google Cloud Universal Ledger (GCUC), a new layer 1 blockchain (L1) intended for financial institutions. The pilot programs began with capital market players, and wider tests are planned before its launch planned in 2026.
Given the niche targeted by Google with the GUCU, the immediate question is whether the holders of Xrp(Crypto: xrp) should be concerned. Let’s take a closer look at what are the plans and how they compare themselves to what Ripple’s Ledger XRP (XRPL) tries to do.
Image source: Getty Images.
The declared mission of GUCU is to be the financial plumbing of institutional quality for tokenized assets and the regulation of transactions, with interoperability for various inherited systems and the support of intelligent contracts in the Python programming language. This ambition immediately suggests that it will be a direct competitor of XRP, but there is still a long trip today to the new chain with liquidity and sustainable operating features that the target market wants.
Historically, Google Cloud’s crypto work was infrastructure and tools for other channels, such as its managed blockchain node engine. It is very different from the exploitation of a blockchain and recoil users to develop there, but it indicates that there is an experience base in the sector on which to rely rather than start from a virgin slate. In other words, GCUL is to move Google to be a niche crypto supplier to a traditional blockchain supplier.
While Google Cloud already serves financial institutions with IT executives, business storage and regulatory compliance, it is not itself a regulated financial service provider. At this stage, it is not clear if he will seek this designation. The institutions will therefore, at least for the moment, still need their usual list of guards, banks and other services to manufacture the production of GCUL production.
It is also not known if the GUCU will launch with a native token. If this is the case, this token will probably be used to pay the equivalent of the chain gas (user), and SAP is also probably essential in the cryptography sector. But it is also quite possible that Google chooses to make the costs to pay in Stablecoins, which would abrove the need for a native token. Taking such a route would also look like the chain of a professional financial infrastructure rather than a speculation platform, so with everything that is considered, it is quite likely that investors will not be able to invest directly in the GCUL.
A potential problem is that the summary reputation of alphabet for sunset could cool the critical adoption of the mission on the fringes. In simple terms, many users and developers believe that Alphabet is used to launching new ambitious services for a long time to abandon them a few years later after an submaximal effort to make them succeed. Financial institutions do not want to switch to key elements of their infrastructure because their supplier has been bored.
None of this means GCUL will fail. This means that investors should calibrate their expectations concerning its competitive impact. New places can take years to gain confidence and scale.
As things are today, the GUCU is not an existential threat to XRP, although it can slow its growth somewhat.
XRP’s investment thesis has always withdrawn with useful plumbing for cross -border money transfers, payments and token asset management with compliance checks adapted to institutions. And Ripple is currently looking for a national banking charter in the United States, which could give it key legal capacities to extend and market XRPL as a platform-it is therefore ahead of the game compared to GCUL on this front. This counts because it reduces the integration friction of banks, brokers and asset transmitters that have specific declaration requirements.
Could GUCUX contest the XRP market share as the value of payments, transfers and tokenization markets of assets are increasing? Yes, especially if Google associates the big book with incentives, transparent access ramps for its cloud customers and interoperability that reduces switching costs. Even if its experience in fintech is minimal, and even if the applicants of applications have many baffles on its product strategy, the Google brand is known worldwide, much more than XRP and Ripple combined.
In practice, holders continue to win while newcomers are trying to find their foot, even when supported with vast resources. XRP is positioned to continue to court the asset transmitters who want tight controls at the protocol and a quick and inexpensive transaction regulations. It also has a very committed investor base and a clear roadmap to further develop its financial infrastructure value chain to enter more value over time.
On the other hand, GCUL must first prove the power of stay, recruit and keep real capital, and survive the supply committees that remember Google’s limited patience with non -essential products. Until these boxes are checked, the long -term XRP thesis is intact and the short -term disturbance of a new competitor preparing to enter the scene seems limited.
Before buying alphabet actions, consider this:
THE Motley Fool Stock Advisor The team of analysts has just identified what they believe 10 Best Actions So that investors are buying now … and alphabet was not part of it. The 10 actions that cut could produce monster yields in the coming years.
Inquire Netflix Make this list on December 17, 2004 … if you have invested $ 1,000 at the time of our recommendation, You would have $ 647,425! * Or when Nvidia Make this list on April 15, 2005 … if you have invested $ 1,000 at the time of our recommendation, You would have $ 1,071,739! *
Now it’s worth noting Stock advisor The total average yield is 1,056% – a market output overperformance compared to 189% for the S&P 500. Do not miss the last list of the 10 best, available Stock advisor.
See the 10 actions “
* Return shares advisor since September 15, 2025
Alex Carchidi has alphabet positions. The madword’s madman has positions and recommends Alphabet and XRP. The Motley Fool has a policy of disclosure.
Does the new alphabet blockchain bet spell Doom for XRP? was initially published by the Motley Fool
