The platform provides enterprise-grade wallet infrastructure on over 50 blockchains as seven major economies move to regulate stablecoins as payment rails.
New Delhi, March 2026 – Stablecoin payment volumes grew 85% year-over-year to $11.1 trillion in 2025, surpassing most traditional payment networks. Seven major economies, including the US, EU, UK, Singapore, Hong Kong, UAE and Japan, have now introduced regulatory frameworks requiring full reserve support, licensed issuers and guaranteed redemption rights for stablecoins. The IMF has recognized that stablecoins can improve payments and global finance, particularly for cross-border remittances where traditional systems remain slow and expensive.
In this context, Kalp Digital launched TreSori, an on-chain financial infrastructure platform that allows banks, remittance companies, fintechs and enterprises to create payment products powered by stablecoins without building their own blockchain stack from scratch.
“The question is no longer whether stablecoins will become payment infrastructure. It is already happening,” said Mrityunjaya Prajapati, founder and CEO of Kalp Digital. “The question is who provides the plumbing. Most financial institutions want to move to the chain, but lack the engineering capacity to build compliant wallet infrastructure, multi-chain settlement, and key management systems from scratch. This is what TreSori solves.”
The infrastructure deficit
Global momentum towards on-chain finance has been rapid. In September 2025, SWIFT announced a blockchain-based shared ledger involving more than 30 financial institutions from 16 countries, including Bank of America, Citi, JP Morgan, HSBC, Deutsche Bank and Standard Chartered. In December 2025, the OCC granted conditional banking charters to five digital asset companies: BitGo, Circle, Fidelity Digital Assets, Paxos, and Ripple. JPMorgan Chase, Bank of America and Citigroup have begun collaborating on a cooperative token project for fully collateralized digital tokens tradable with member banks. Visa launched a cross-border stablecoin settlement program in October 2025 that reduced settlement times from days to minutes.
But even as demand has shifted aggressively, the layer of infrastructure connecting businesses to these rails remains thin. Most wallet products were designed for the 2020 to 2023 retail crypto cycle and lack the compliance architecture, multi-chain interoperability, and institutional-grade key management that banks and regulated fintechs need.
“The crypto wallet was designed for people holding tokens,” Prajapati said. “Chain finance needs something fundamentally different. It needs infrastructure where the end user never sees the word blockchain. They see their balance, they tap send and the money moves. The wallet is underneath, handling the settlement. But the experience is pure fintech.”
What TreSori does
TreSori provides an enterprise wallet infrastructure supporting four custodial models: custodial wallets, self-custodial wallets, MPC (multi-party computing) wallets where keys are distributed among multiple parties without a single point of failure, and smart contract wallets with programmable rules.
The platform works on over 50 blockchains and is designed for three main use cases.
Payments powered by Stablecoin. Banks and fintechs can issue wallets to millions of customers without each user having to manage their private keys. Compliance rules, including KYC verification, sanctions screening, spending limits and jurisdiction-specific regulations, are enforced at the portfolio level.
Cross-border remittances and settlements. The global cross-border payments market reached $195 trillion in 2024 and is expected to reach $320 trillion by 2032. Money transfer companies using TreSori’s infrastructure can settle transfers on stable rails, reducing fees from 3-7% to a fraction of that amount, while maintaining full regulatory compliance.
Payments for games and iGaming. Stablecoins now represent 30% of total on-chain transaction volume, with significant adoption in the gaming sector, where instant, low-cost cross-border payments are a competitive requirement. TreSori allows gaming platforms to integrate wallet infrastructure directly into their products, thereby managing payments across geographies without requiring users to interact with cryptographic interfaces.
For all three use cases, TreSori provides role-based access controls, multi-level approval workflows, comprehensive audit trails, and a compliance layer that adapts to regulatory requirements in all jurisdictions.
The opportunity in India and the United Arab Emirates
Two markets stand out for the adoption of on-chain finance. India received over $130 billion in remittances in FY25, making it the largest remittance-receiving country in the world. Most of this money still circulates through correspondent banking networks with settlement times measured in days. The Indian government is considering regulating stablecoins even as the RBI expands its Digital Rupee CBDC pilot, signaling that public and private digital currency rails will co-exist.
In the United Arab Emirates, the Central Bank has introduced dedicated regulations for payment token services. Zand Bank launched the country’s first regulated AED-backed stablecoin in November 2025, followed by RAKBank which received approval in principle for its own dirham-pegged stablecoin in January 2026. Demand for infrastructure in both markets is immediate.
“India built UPI and proved that shared payment infrastructure can reach 350 million users,” Prajapati said. “The UAE is building the most progressive stablecoin regulatory framework in the world. Both markets need the same thing: enterprise-grade wallet infrastructure that is compliant, multi-chain, and ready to scale. That’s exactly what TreSori is.”
Overview
US Treasury Secretary Scott Bessent has predicted that the supply of stablecoins could reach $2-3 trillion by 2030. The World Economic Forum has identified interoperability as the defining challenge for stablecoins to function as global financial infrastructure. Galaxy Research predicts that stable transaction volumes will eclipse major credit card networks like Visa during this year.
TreSori is based on the thesis that the winning infrastructure will not be specific to a channel or a geographic area. This will be the layer that works across chains, across jurisdictions, and across custody models, so financial institutions can focus on serving their customers rather than building blockchain plumbing.
“On-chain finance is the biggest infrastructure opportunity since UPI,” Prajapati said. “And just like UPI, the winners won’t be the loudest. They’ll be the ones who build the best pipes.”
About Kalp Digital
Kalp Digital is building blockchain infrastructure for developers, businesses and financial institutions. Its no-code platform, Kalp Studio, has onboarded over 15,000 developers across over 50 blockchains. The company raised $10.8 million in funding. Founded by Mrityunjaya Prajapati, a Computer Science graduate from NIT Bhopal with over 16 years of experience in software engineering, blockchain and AI.
About TreSori
TreSori (tresori.xyz) is an on-chain financial infrastructure platform providing enterprise-grade wallet services on 50+ blockchains. It supports custodial, self-custodial, MPC, and smart contract wallets with built-in compliance, multi-chain interoperability, and institutional-grade key management. Built on Kalp Digital’s blockchain infrastructure, TreSori serves banks, remittance companies, fintechs and gaming platforms worldwide.
