I've been involved with BTC for several years. This isn't my first bear market. I never dared to borrow USDT using my BTC as collateral to buy more BTC and take advantage of the price drop.
Now there are options that seem quite solid for doing so (Xapo, Ledn, even Binance). Or decentralized ones like HodlHodl. They all charge approximately 5-10% interest per year.
What do you think of this option? Should I pass it up like other bear markets? Or should I take out a loan and, in a year's time, when BTC has gone to the moon, pay it off and celebrate having taken advantage of the opportunity?
