This is why Kraken launches USDC rewards that make earning the defaultit’s not a feature you need to seek out, it’s not a benefit tied to complex decisions, and it’s not something that limits how you use your money.
If you hold USDC on Kraken, it automatically wins. Complete stop.
By default, users earn 1.75% APR. For customers with Kraken+rewards increase to up to 3.75% APRwithout changing how your USDC works or where it resides.
Win automatically with no setup required
All eligible customers holding USDC on Kraken will now automatically earn rewards via Stablecoin Rewardson Kraken, Kraken Pro and Krak:
- No product change
- No blocking
- No behavior change required
Your USDC simply starts earning in the background as soon as it is in your account. Rewards accumulate by the second and are paid out weekly.
Freedom without compromise
One of the biggest frustrations with winning products is the fine print: assets are blocked, trading is restricted, or withdrawals take time.
Kraken’s approach is different. While your USDC earns rewards, it remains:
- Fully negotiable
- Fully removable
- Fully usable at any time
You can enter and exit positions, react to market conditions or withdraw funds instantly, while rewards accumulate automatically in the background.
Winning doesn’t come at the expense of accessibility.
Why settle for 0% returns on your USDC?
Many platforms hold USDC without paying users anything unless they subscribe, upgrade to separate products, or forgo liquidity.
At Kraken, winning is not a subscription benefit or special setting. This is the basic experience.
If you are currently holding USDC on another exchange and earning nothing, that changes the equation. Your capital does not need to sit idle and you do not need to engage in lock-ins or complex strategies just to earn a reasonable return.
Base value vs amplified value
Kraken USDC rewards are designed to be simple and transparent:
- 1.75% APR by defaultfor all eligible users
- Up to 3.75% APR with Kraken+for users who want to amplify their rewards
Best of all, higher rewards don’t come with added friction. No new products to manage. No change in liquidity. No additional decisions.
Simple by default, optional by design
Stablecoin Rewards is designed for simplicity and liquidity; winning works.
For users who want to explore more advanced opportunities, Earn DeFi is an additional option. It provides easy access to on-chain USDC yield opportunities.
How to start earning on USDC
- Already hold USDC on Kraken? You are already winning.
- Don’t hold USDC yet? Simply deposit or redeem USDC and the rewards start automatically.
Want to earn more? Subscribe to Kraken+ to increase your rate to 3.75% and get zero trading fees on up to $10,000 of trades per month.
Geographic restrictions apply. Reward rates are determined and paid by Kraken in its sole discretion and are subject to change. See our terms of use for more information. Through its partnership with Circle, Kraken enjoys an economic advantage in the quantities of USDC minted, held on the platform, and received during on-chain transfers.
Rewards are variable and not guaranteed; you may lose some or all of your assets. Interacting with on-chain smart contracts involves risks that are more detailed in the Terms of Service, including technological risk (bugs, exploits and Oracle/MEV/bridge failures), market risk (price volatility, unpegging and liquidation where applicable) and operational risk (irreversible transactions, gas fees, network congestion). Kraken does not control third-party protocols. Offered by Payward Wallet, LLC. Fees apply. Availability varies by jurisdiction.
Kraken+ is an auto-renewing subscription requiring recurring payments. Cancel anytime. The price includes applicable taxes (i.e. VAT) where applicable. In other regions, the price displayed does not include taxes, which will be added at the time of purchase if applicable. Subscription benefits vary by region and are subject to change by Kraken at any time upon notice. No-fee trading is subject to monthly trading volume limits, which can be viewed in your account settings. Spread and payment processing fees still apply. Boosted USDG rewards, including rewards rate, are subject to change and are not available in all regions. See our terms of use for more information. Other fees may apply.
