Crypto’s reputation is getting a makeover as the sector matures.
Driven by regulatory clarity, technological innovation and a desire to solve real-world problems, particularly in payments and financial services, the industry’s evolution comes to think a growing synergy between traditional finance and decentralized technologies.
As industry observers look toward 2025, blockchain technology and stablecoins are emerging as key tools for improving efficiency, transparency, and speed in many operational and business areas. The growing involvement of large financial institutions further underlines the transformative potential of these technologies.
Ultimately, one thing is becoming increasingly clear: blockchain technology is now a problem-solver with serious commercial potential.
Regulations Shape Crypto Use Cases
United Kingdom Financial Conduct Authority published its regulations on cryptocurrencies on Tuesday, November 26 road map amid growing digital asset ownership and plans to release its final crypto rules in 2026.
The United Kingdom is striving to continue with the United States and Europe in the crypto sector as President-elect Donald Trump courts crypto companies and when the European Union Cryptoasset markets (MiCA) is about to be implemented.
PYMNTES covered Monday (November 25) how cryptocurrencies, and more specifically their underlying blockchain technologyhave moved from a solution in search of a problem to a solution in the hope of some regulatory clarity.
The implications for businesses take advantage of these technologiesparticularly those that operate internationally, are large and complex, potentially prepare the ground for new standards around business-to-business (B2B) payments and cross-border transactions.
With the news on November 21 that MasterCardThe Multi-Token Network (MTN) connected to JP Morgan Kinexys Digital Payments To streamline cross-border B2B transactions, leveraging blockchain for better payments is a priority for B2B companies operating internationally.
THE integration of JP Morgan’s blockchain with Mastercard capabilities addresses long-standing challenges in B2B payments, including time zone friction and settlement delays. And limited transparency. By enabling joint customers to settle their transactions through a single API, the partnership reduces operational complexities and accelerates payment processing across borders.
In the meantime, Singer Fitzgerald is apparently seek support for its planned $2 billion bitcoin loan project Attached. Bitcoin has reached record highs since the November 5 US presidential election, with traders expecting crypto industry benefit from Trump’s support for cryptocurrencies.
Learn more: This week in Web3: Understanding Blockchain Solutions for Business Challenges
Stablecoins become an essential asset
News broke on Tuesday (November 26) that the cryptocurrency exchange Kraken would have East stop its non-fungible token (NFT) marketplace, saying it will move more resources to new offers. The company unveiled its NFT marketplace about two years ago, during which time NFTs fell with the crypto bear market but did not recover as well. bitcoin and other tokens have.
In other news, it was report here here On November 4, Kraken is part of a consortium of FinTech and crypto companies that introduced a partnership stable coin indexed to the US dollar. The goal of Global Dollar Networkwhich also includes Robin Hood And Digital Galaxyis to accelerate the use of stablecoins worldwide and promote an asset that brings proportionate economic benefits to its partners.
And stable coins are on the rise more generally.
The market capitalization of THE digital currencies pegged to the dollar have jumped 46% this year to a record amount of 190 billion dollars, it was reported Wednesday (November 27). THE driving reason? Optimism about their use in cross-border payments.
“Blockchain stable solutions and coins “I don’t like to use the term crypto because it’s more about FinTech – they found product-market fit in cross-border payments,” Sheraz Sheregeneral manager payments and trade Solana Foundationtold PYMNTS earlier this year. “You get disintermediation, you get speed, you get transparencyyou get extremely weak cost.”
Stripe announced last month considering buying stablecoin startup Bridge for $1.1 billion, one of the largest recorded acquisitions of a digital assets startup. And other traditional financial companies, such as Paypalto have launched stablecoin projects of their own.
On November 20, Coinbase Wallet began allowing users of its USDC stablecoin earn rewards.
Ahead of Black Friday, Cyber Monday and the holiday season, PYMNTS I took a look has how the loyalty industry evolves due to the integration of blockchain technology.
