Solana (SOL) remains one of the strongest layer 1 ecosystems in crypto, but with its multi-billion dollar valuation, achieving another 10x move requires massive capital inflows. As market cycles evolve, many investors begin to gravitate toward early-stage projects where percentage upside is structurally easier to achieve. It’s there Mutuum Finance (MUTM) starts to attract attention.
Currently priced at $0.04 in Phase 7 of its presale, with a confirmed launch price of $0.06, MUTM has already soared 300% from its initial entry of $0.01 in Phase 1. At launch, the total structured increase reaches 500% from the starting level. With over $20.5 million raised and over 19,000 participating holders, traction has been steady as the project moves towards mainnet. Of the 1.82 billion tokens allocated for the presale (out of a total supply of 4 billion), more than 845 million have already been secured.
Why a 1,100% race is structurally possible
An increase of 1,100% from the current price of $0.04 would put MUTM near $0.48. For a large-cap asset like Solana, a comparable percentage would require tens of billions in additional market capitalization. For an early-stage DeFi protocol still in pre-sale, the scale of capital required is significantly smaller.
Mutuum Finance differentiates itself by combining infrastructure, return mechanisms and lending models with risk management. It is Protocol V1 is already live on the Sepolia testnet, allowing users to interact with real mechanisms before mainnet deployment. It is important to note that the protocol has carried out a comprehensive security audit by Halbornbuilding trust in its smart contract architecture.
P2C and P2P: real utility with revenue potential
Beyond the current testnet deployment, Mutuum Finance plans to implement Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models.
In P2C, users contribute assets into liquidity pools. For example, a user contributing $10,000 in USDT at an estimated APY of 8-10% could potentially generate up to $1,000 per year in passive income, depending on usage rates. Additionally, the provided assets generate mtTokens, which can then participate in a purchase and distribution mechanism, in which protocol revenues are used to repurchase MUTM tokens and distribute them to eligible participants.
Under P2P, lenders and borrowers can negotiate terms directly. This allows for flexible loan agreements and even opens the door to borrowing against assets like SHIB, DOGE or PEPE. Borrowers benefit from unlocking liquidity without selling their holdings, thereby preserving their upside exposure while accessing capital. 
Purchasing and distribution and long-term expansion
The purchase and distribution model is designed to allocate a portion of the revenue generated by the protocol towards the purchase of MUTM tokens on the open market. These tokens are then redistributed to ecosystem participants, which can create recurring demand while rewarding engagement.
Long-term growth drivers outlined in the roadmap include:
- Development of an oversized native stablecoin
- Multi-chain expansion to increase cross-network accessibility
- Layer 2 integrations for improved scalability and reduced costs
Each of these expansions builds utility, which in turn supports token demand beyond speculative cycles.
At the current price of $0.04, an investment of $2,000 guarantees 50,000 MUTM tokens. When the token reaches around $0.48, which is an increase of 1,100%, this position would be valued at $24,000.
Final perspective
Solana remains a major blockchain with strong fundamentals, but percentage growth at scale is becoming progressively more difficult. Mutuum Finance, still in presale at $0.04 and backed by a live-audited protocol, presents a different profile: one where infrastructure, yield mechanisms, and ecosystem expansion combine to create significant upside potential. From a structural perspective, early-stage DeFi infrastructure projects naturally have a higher percentage expansion potential than already established giants.
For more information on Mutuum Finance (MUTM), visit the links below:
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