DUBAI, United Arab Emirates, February 3, 2026 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM) has officially announced the launch of its Lending and Borrowing Protocol V1 on the Sepolia testnet, marking a major step towards its next mainnet release. This step allows users to explore and test the protocol’s core functionality in a controlled testnet environment, providing early access to the key mechanisms that will power Mutuum’s ecosystem once it goes live.
Mutuum Finance: a DeFi project with real utility
Mutuum Finance is building a decentralized lending and borrowing ecosystem designed to allow users to earn passive income on their crypto or borrow against their holdings without selling them. By introducing real product features during its pre-sales phase, Mutuum stands out from the many projects that launch with little more than a white paper. THE recent version of the V1 protocol on Sepolia testnet shows that the team is actively developing and implementing its roadmap, thereby strengthening community and investor confidence in the long-term potential of the project.
Launch of the V1 protocol: a major step towards the mainnet
The launch of The Mutuum Finance V1 protocol on the Sepolia testnet represents one of the most significant development achievements of the project so far. Even though the MUTM token remains in pre-sale, the team has released a working version of its lending and borrowing platform, allowing users to experience its mechanics for themselves. This level of transparency and early progress significantly boosts the project’s credibility within the DeFi space.
The testnet version currently supports four major digital assets: ETH, USDT, WBTC and LINK. Users can create, provide, and borrow these assets, as well as stake to receive MUTM tokens as dividends. All activities take place using Sepolia testnet tokens (not real assets), ensuring a safe and simulated testing environment. Through this setup, participants can familiarize themselves with Mutuum’s decentralized ecosystem and understand how lending, borrowing, and staking will work once mainnet launches.
Following the release of Testnet, the The Mutuum Finance team confirmed that their main goal now is to refine and expand the protocol. New updates are already in progress and are expected to roll out in the coming weeks, further improving testnet performance and adding new features as the project advances towards the mainnet stage.
Investor confidence increases as funding exceeds $20 million
The successful launch of the protocol coincided with a notable surge in investor interest. Since this announcement, the Mutuum Finance presale has grown significantly, now exceeding $20.25 million raised from more than 19,000 holders. The current presale price stands at $0.04, while the confirmed launch price is $0.06, meaning investors entering now can still get MUTM tokens at a discounted rate before public trading begins.
Of the 1.82 billion tokens allocated for the presale, more than 840 million have already been sold, representing almost 50% of the total allocation. This rapid progress reflects growing demand and community confidence in the project’s vision. Starting from its initial presale price of $0.01, MUTM has already grown by 300%, with only a few phases remaining before launch.
Incentives and community engagement
To reward its growing community, Mutuum Finance has implemented several pre-sale incentives. A $100,000 gift is currently active, where 10 winners will each receive $10,000 worth of MUTM tokens. Additionally, the project features a 24-hour leaderboard, where the top daily contributor wins a $500 bonus in MUTM tokens. The leaderboard is updated every 24 hours, keeping engagement high throughout the pre-sale period.
With a live operational protocol on the Sepolia testnet, a rapidly growing presale, and other development updates underway, Mutuum Finance continues to demonstrate solid progress ahead of its mainnet release. The project’s ability to provide real utility during its pre-sale phase has attracted increasing attention from retail and institutional investors.
At the current price of $0.04, still well below the introductory price of $0.06, investors have a limited window to join the presale at a discounted rate. As the platform evolves and gains momentum, Mutuum Finance (MUTM) is positioning itself as one of the most credible and promising DeFi projects by 2026.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
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