Dubai, United Arab Emirates, October 14, 2025 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM), a new crypto project building a next-generation lending and borrowing platform, has surpassed $17.3 million in total pre-sale funding following a series of key October updates. The team announced that the first version of its protocol will launch on the Sepolia testnet in Q4 2025, an important milestone as the project moves from fundraising to live product testing. At the same time, Mutuum has rolled out a new 24-hour leaderboard to its dashboard, designed to boost community participation as interest in this new cryptocurrency continues to grow.
Mutuum Finance Presale (MUTM)
The Mutuum Finance pre-sale has already surpassed $17.3 million in total funds raised, with over 17,000 holders join the project so far. Of the 4 billion total MUTM tokens, 1.82 billion are allocated for presale, and almost half of this allocation has already been sold, signaling strong and sustained interest from early participants.
The token is currently priced at $0.035 in Phase 6, which has surpassed the 65% mark. Once phase 7 begins, the price will increase by 20% to $0.04. Since the first pre-sale phase at $0.01, MUTM has already appreciated by 250%, with an introductory price set at $0.06, representing an increase of 600% since the beginning and almost 2 times from the current level.
To keep the community engaged, Mutuum recently introduced a 24-hour leaderboard update on its dashboard. In addition to the existing Top 50 leaderboard, this new feature rewards the highest ranked participant with a $500 MUTM bonus each day, provided they make at least one transaction within 24 hours. The dashboard also allows users to view their holdings and calculate potential ROI.
What is Mutuum Finance
Mutuum Finance is built on Ethereum and aims to make crypto lending and borrowing more accessible. Its platform uses a dual structure that combines Peer-to-Contract (P2C) liquidity pools with a Peer-to-Peer (P2P) marketplace.
In the P2C model, users can lend or borrow assets like ETH or USDT, earning passive income through variable APYs determined by pool usage. For example, depositing $15,000 worth of USDT could earn around $1,500 per year with a 10% APY. Depositors receive mtTokens, issued 1:1 as proof of their deposits. These ERC-20 tokens automatically earn interest and can be freely transferred while continuing to generate income.
Users can also stake mtTokens to earn MUTM dividends, backed by a purchase and distribution mechanism that uses a portion of platform fees to buy back MUTM on the open market and redistribute it to investors, a structure that can support long-term demand for the tokens.
The P2P market provides additional flexibility by allowing participants to set their own lending and borrowing terms. This also opens up the possibility of using assets not supported in major liquidity pools, such as DOGE or SHIB, giving users more options to leverage their crypto holdings.
Launch of the V1 protocol: a key milestone in the fourth quarter of 2025
In early October, the team announced via social media that V1 of the lending and borrowing protocol would be deployed on the Sepolia testnet in Q4 2025. This phase will give the community a first look at how Mutuum Finance works in real-world conditions, while the team validates its basic architecture before mainnet launch.
The initial Testnet deployment will support ETH and USDT for lending, borrowing, and collateral while introducing several core components that form the backbone of the protocol. These include liquidity pools to manage deposits and loans, mtToken issuance to track yield accumulation, debt token mechanisms for precise interest calculations, and an automated liquidator bot designed to keep collateral levels healthy. This phase aims to build community trust, gather valuable feedback from early participants, and refine platform mechanics before the full mainnet launch.
As the launch of the protocol approaches, Mutuum Finance is preparing the next phases of its roadmap. Future development will focus on layer 2 integrations, multi-chain expansion, and the creation of an over-collateralized stablecoin to add more utility to the ecosystem.
Importantly, Stage 4 of the roadmap includes a simultaneous launch of the platform and listing of MUTM tokens on exchanges, a move designed to improve visibility, attract liquidity and potentially support early price performance. Listing on leading exchanges can significantly improve the visibility of new projects, giving them strong initial momentum.
Security has also been a focus. Mutuum Finance smart contracts have been audited by CertiK, receiving a score of 90 Token Scan and 79 Skynet, reinforcing confidence in its technical foundation. A $50,000 bug bounty program was also introduced to encourage developers to identify and report vulnerabilities.
As the testnet launch approaches in Q4 2025, Mutuum Finance finds itself at a critical juncture: moving from a well-structured pre-sale to the deployment of a working DeFi protocol. With over $17.3 million raised, a rapidly growing holder base, and major roadmap milestones on the horizon, the project continues to position itself as one of the most closely watched new cryptocurrency developments of the year.
Still in the pre-sale phase at $0.035, with phase 6 more than 60% sold out, the upcoming 20% price increase is likely to keep investors’ attention on the project in the coming weeks.
About Mutuum Finance (MUTM)
Mutuum Finance is a DeFi crypto project focused on creating a flexible lending and borrowing protocol based on Ethereum. It uses a dual P2C/P2P structure to allow users to generate passive income or access liquidity while maintaining control of their assets. With mtTokens, staking rewards, and a purchase and distribution mechanism, the platform aims to align the utility and value of the token as it progresses through its roadmap to launch.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
Link tree: https://linktr.ee/mutuumfinance
Disclaimer: The information provided in this press release does not constitute an investment solicitation nor is it intended to constitute investment advice, financial advice or trading advice. Investing involves risks, including the potential loss of capital. It is strongly recommended that you perform due diligence, including consulting a professional financial advisor, before investing in or trading cryptocurrencies and securities. Neither the media platform nor the publisher shall be liable for any fraudulent activity, misrepresentation or financial loss arising from the contents of this press release.
