On April 20, 2025, the Analyst of Crypto-Monnaies Abbé case tweeted in terms of a significant change in the loan market, noting that the decentralized financial loans market (DEFI) increased from 20% in 2021 to 60% planned by 2025, signaling a major change in centralized finance (CEFI) to DEFI (Abbé, Twitter, 2025). This trend is highlighted by the increase in the total locked value (TVL) in the DEFI protocols, which increased from $ 45 billion at the start of 2021 to 220 billion dollars to April 15, 2025, according to data from DEFI Pulse (DEFI Pulse, April 15, 2025). Defi loan growth is attributed to the increase in confidence in loan platforms based on intelligent contracts and the desire for higher performance possibilities compared to traditional banking systems, as reported by a recent study by Chainysy (Chainalysis, April 10, 2025). This change is also reflected in the trading volumes of DEFI tokens, with tokens like Aave (Aave) and the compound (comp) seeing a combined increase in trading volume of 150% in the first quarter of 2025 compared to the same period in 2024 (CoinmarketCap, April 20, 2025).
The commercial implications of this dominance of challenge are substantial. As Loan Plates DEFI earn market share, there has been a significant increase in the commercial activity of the DEFI tokens. For example, on April 18, 2025, the Aave price increased by 7.5% within 24 hours, reaching $ 345, while Compan saw an increase of 6.2% to $ 189, both pulled by the sharp increase in loan activity (Coingecko, April 18, 2025). The negotiation volumes against these tokens also increased, Aave seeing a volume of $ 1.2 billion and a compat at $ 850 million on the same day (CoinmarketCap, April 18, 2025). This trend is not limited to these two tokens; Other DEFI tokens like Maker (MKR) and subsistence finance (YFI) have also experienced similar increases in negotiation and price activities, with MKR of 5.8% to $ 2,300 and YFI increased from $ 6.5% to $ 38,000 on April 19, 2025 (Coingecko, April 19, 2025). The increase in market share of loans DEFI also influences the global feeling of the market, pushing investors to allocate more funds in DEFI projects, which increases the demand and prices of related tokens.
From the point of view of technical analysis, several indicators suggest continuous growth of the DEFI tokens. The relative force index (RSI) for Aave was at 68 years on April 20, 2025, indicating that the token is still in an upward trend but approach to an overracted territory (TradingView, April 20, 2025). The divergence of the Mobile Average Convergence (MacD) for composed showed a Haussier crossing on April 17, 2025, the MacD line exceeding the signal line, suggesting a potential of new price increases (TradingView, April 17, 2025). The metrics on the channel also support this bullish feeling, the number of active addresses on Aave and the compound increasing by 30% and 25%, respectively, the last month to April 15, 2025 (Etherscan, April 15, 2025). Negotiation volumes for DEFI tokens were also constantly high, with an average daily volume of $ 3.5 billion for the top five DEFI tokens in the first quarter of 2025, an increase of 120% compared to the previous year (CoinmarketCap, April 20, 2025). These indicators and my parameters suggest that the DEFI sector is ready for continuous growth, making it an attractive area for traders who seek to capitalize on this trend.
What is the current market share of deffi loans compared to the ECFI? The current DEFI loan share should reach 60% by 2025, compared to 20% in 2021, indicating a significant passage from CEFI to DEFI. How were the prices and volumes of the DEFI tokens been affected by this trend? The prices and volumes of DEFI tokens have experienced significant increases, with tokens like Aave and Comprocessing price prices of 7.5% and 6.2%, respectively, on April 18, 2025, as well as peaks in substantial trading volume. What technical indicators suggest continuous growth of DEFI tokens? Technical indicators such as the RSI for Aave at 68 and a MacD Haussier crossing, as well as an increased activity on the chain, suggest that the DEFI tokens are likely to continue their ascending trajectory.
