The price of XRP is currently more than 45% below its record level and continues to decline amid broader market uncertainty. Despite the slow price action and weak momentuma crypto analyst predicted that XRP could soon explode to $50, explaining the reasons for his ambitious predictions. He boldly stated that the cryptocurrency will not first see a gradual rise to $5 or $10, but will go straight to $50.
XRP will hit $50 with a Ripple Bank charter
Crypto analyst Pumpius has describe a compelling scenario that could radically transform the outlook for the XRP market. Market expert says a single regulatory event could catapult XRP price to $50which represents an increase of over 2,300% from current levels of around $2. In his thread on X, he explained the reasons for his bold prediction and the trigger for this parabolic surge.
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Pumpius believes XRP could skyrocket to $50 once Ripple gets a charter of the national fiduciary bank of the United States Office of the Comptroller of the Currency (OCC). According to him, the approval of this banking license would give Ripple the same powers as large American banks, as well as direct access to the Federal Reserve (FED).
The analyst noted that through the charter, Ripple could gain the power to custody crypto and tokenized assets, issue stablecoinsand settle securities under full regulatory oversight. He described the potential approval of the banking license as a fundamental move that could establish Ripple as a leading force in token finance in the United States.
Pumpius emphasized that XRP remains at the center of the changes, positioned as the native bridge asset in this potential structure. He suggested that with a charter in place, banks, brokers and funds could bypass intermediaries and interact directly with Ripple will move value to tokenized markets.
According to the analyst’s forecast, the result of this change could be a massive and sustained increase in liquidity and institutional demand for XRPcreating the ideal conditions for an unprecedented price rise. He explains that with 6,600 billion dollars passing through banks every day in world colonieseven a small fraction funneled through XRP’s limited supply could push its price towards $50.
Even if the market expert’s predictions are ambitious, they depend entirely the OCC decisionwhich is not guaranteed and could be influenced by compliance standards, risk assessments and broader financial policy considerations. Even with this approval, actual integration by major institutions would likely take a long time and depend on competition with existing installation networks.
Ripple’s legal victory paves way for XRP price of $50
In his message, Pumpius suggested that Ripple’s Protracted Legal Battle with the United States Securities and Exchange Commission (SEC) was part of a broader strategy to ensure regulatory clarity. He viewed the first lawsuit as a smokescreen intended to delay, filter, and pave the way for a national trust bank charter under the OCC. With the matter is now resolvedthe analyst says the timing is perfect for Ripple to obtain full regulatory approval and integrate XRP into traditional banking channels.
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Pumpius boldly declared that the day the OCC approves Ripple banking license will mark a turning point for XRP, transforming it from a cryptocurrency to “the rails of American finance.” At this point, the analyst says a $50 price target would be significantly undervalued.
Featured image created with Dall.E, chart from Tradingview.com
