DUBAI, United Arab Emirates, February 12, 2026 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM)a new crypto project in the DeFi sector, has reached a notable milestone. The protocol attracted over 19,000 holders upon activation of its v1 platform. The combination of funding advancements and live features has attracted increasing attention from investors tracking early-stage cryptocurrency opportunities. As broader markets remain volatile, structured distribution models and active development updates become key signals for participants evaluating new entries.
Funding Milestone and Holder Growth
Mutuum Finance has raised over $20.5 million, placing it among the most active DeFi crypto launches of 2025. At the same time, the project has surpassed 19,000 holders. A growing holder base signals broad participation rather than concentration in a few portfolios. Funding and adoption often reinforce each other. As more investors join, capital inflows support development, which in turn maintains momentum within a structured distribution model.
MUTM is currently priced at $0.04 for Phase 7. Distribution began in early 2025 at $0.01 and has progressed in several stages, marking a 300% increase over Phase 1. Phase 7 is already over 15% allocated. Each stage has a set token allocation, and once a phase is filled, the price increases for the next crypto cycle.
The official launch price is set at $0.06. This tiered structure rewards early participants with lower entry levels and provides price transparency through predetermined increments rather than sudden FX-driven volatility. As Phase 7 continues to advance, attention turns to how quickly the remaining allocation can be completed before the next price level is introduced.
Token Supply and Allocation Structure
The total supply of MUTM is set at 4 billion tokens. Of this amount, 45.5% is allocated to pre-sale distribution. This equates to approximately 1.82 billion tokens for early participants. To date, 845 million tokens have been sold. The structured version ensures that tokens enter circulation gradually rather than all at once.
Since the supply ceiling is fixed, price progression depends on demand at each stage. As more tokens are allocated, the amount available in each phase decreases. The project maintains a public leaderboard 24 hours a day. This feature tracks participation activity in real time. Investors can observe daily allocation movements rather than relying solely on announcements.
Enabling the V1 protocol
THE activation of the V1 protocol marks a major development milestone for Mutuum Finance. THE confirmed team the public launch, opening access to a live environment where users can test basic lending and borrowing mechanisms in real time.
Participants can provide assets in liquidity pools including ETH, WBTC, USDT and LINK. When assets are deposited, users receive mtTokens which reflect their share of the pool and accumulate value as interest is earned. On the borrowing side, users can open positions against supported collateral and monitor their loan-to-value ratio, health factor, and outstanding debt balances directly through the interface.
The platform also allows users to observe how pool usage affects interest rates. As borrowing demand increases, rates adjust accordingly. Risk parameters such as liquidation thresholds are visible, helping users understand how the system reacts to market changes.
Move from roadmap planning live functionality builds credibility. For a DeFi crypto project, operational testing of liquidity flows, collateral management, and interest rate dynamics is a critical step before wider adoption and scaling.
Dynamics and investor interest
Crossing 19,000 holders is not a minor statistic for a new crypto project. This reflects broad participation across thousands of wallets. Combined with $20.5 million raised and a stable token allocation, these metrics place Mutuum Finance among the most actively followed DeFi crypto launches of the year.
As Phase 7 continues to fill out, investor attention could intensify. Each completed step reduces the available allocation to a lower price. For participants considering entry, timing is part of the decision process.
While the broader cryptocurrency markets remain vibrant, structured distribution, live protocol activation, and transparent stake tracking have positioned Mutuum Finance (MUTM) as one of the most closely watched new crypto projects currently trading under $0.1. Once funding milestones are completed, Version 1 is operational, and Phase 7 is advanced, future milestones will determine how quickly the next level of crypto pricing is reached.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
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Media Contact Information
J.Weir
Contact@mutuum.com
