About 55 million American adults currently have a crypto, and a large majority of them say that digital assets have improved their lives, according to the 2025 State of Crypto report reported by the National Cryptocurrency Association.
The survey, conducted by Harris ballot, revealed that around 21% of the American population has a crypto, and 76% of holders think that their experience of digital assets has had a positive personal impact.
The survey questioned 53,805 American adults to identify a representative sample of 10,000 current cryptography holders. This is the largest survey to date and reflects a wide demographic range.
The survey revealed that 67% of holders were under 45, while 15% were over 55, considerably different from a few years ago, when those over 45 were represented as a percentage with a figure.
Meanwhile, the gender disparity is also down, women representing 31% of crypto holders, compared to 67% of holders.
The property has also increased at all levels of income, households earning less than $ 75,000 per year, now representing 26% of households to crypto. The report stressed that the low entrance bar had helped adoption in lower income groups.
Beyond investment
The report stressed that the use of crypto is not limited to investment. About 39% of holders use it to make purchases, and 96% of them do it at least once a year. In addition, 31% use crypto to send money to family or friends, and 31% accept it as payment in commercial transactions.
Half of all the respondents said they were first attracted to the crypto out of curiosity for technology, while 60% cited investment in their financial future as the main motivation for entry.
The report also showed a diversified scheme of assets. While 11% of holders have more than $ 100,000 in crypto, 55% have portfolios worth $ 10,000 and 15% hold less than $ 500.
The most commonly known tokens include Bitcoin (99%), Ethereum (91%) and Dogecoin (91%). However, real use is concentrated in a smaller group, Bitcoin owned or used by 85% of respondents, while Ethereum was held or used by 58%.
Regarding societal advantages, 45% of respondents think that crypto promotes financial inclusion and reduces poverty, and the same proportion cited by improving the digital transaction infrastructure.
Others highlighted its role in the increase in technology (38%) and the promotion of sustainable financial practices (38%).
Myriad of profiles
According to the survey, respondents expressed strong interest in continuous education, 81% saying that they wanted to know more about digital assets.
Popular areas of interest include investment strategies (47%), tax implications (39%), blockchain technology (38%) and safety practices (38%). The main sources of information were youtube and the traditional media.
Although concerns remain, in particular around scams, volatility and tax complexities, only 3% of holders have reported negative experiences. Of the 3% of negative experiences, around 30% involved violations of fraud or security.
At the same time, 49% of respondents declared that Crypto had increased their financial independence and 45% declared personal growth because of their commitment with the asset class.
In addition, the majority of respondents consider the regulations, with 64% supporting surveillance of the sector sector.
At the same time, 67% warned that a poor regulatory design could stifle innovation, while 73% said they would like to see the United States playing a role of world leadership in the development of cryptography.
The report concludes that American crypto holders consider digital assets as personally beneficial and structurally transformers. They express optimism as to the role of crypto in financial systems and are actively engaged in the expansion of their understanding and their participation.
