Cryptocurrency policy – Congress and Capitol
New York – The most influential financial hub in the world – applies paraparais some of the strictest cryptographic laws. The regulatory landscape remains fragmented, restrictions on the state continuing to have an impact on cryptography projects across the country. And yet the United States has a chance to become a crypto home. Not only for crypto holders but also for cryptography companies.
It is no secret that many Americans work in crypto or hold the crypto, in fact, the property of cryptocurrencies has almost doubled in three years. In 2025, around 28% of American adults have cryptocurrencies. However, many DEFI projects avoid the American market, based on legal and technical precautions, such as non-responsibility clauses, geobloquery and offshore incorporation. This underlines that the United States is at a crossroads – one where enthusiasm for the crypto is obvious, but political uncertainty continues to drive out businesses on the American market. This leaves American users with less choice, a reduction in access to services and the opposite of financial flexibility offered by Crypto.
By observing the new politicians in 2025, the Trump administration has a chance to make tangible movements towards cryptographic friendly policies, but the question remains-how does it mean that a country is user-friendly?
The saint Grail convivial crypto
Regulatory clarity was one of the most sought -after concepts in the cryptographic industry. First, understanding the fundamental principles of digital assets requires a clear classification, whether it be titles, basic products or currencies, to eliminate regulatory uncertainty. A transparent framework is just as essential; A well -defined legal structure would reduce the costs of compliance and facilitate the introduction of token workers on the American market.
The realization of these requirements of collaboration between regulators and industry experts – Just like the round tables that are organized right away.
Another critical factor to consider is the concept of excessive surregulation; Excessive imposition of rules that hinder growth. Determine when the regulations pass through the line requires evaluating whether the complexity and the cost prevail over the expected advantages of surveillance. Wealth solutions report Questions the fears of excessive surregulation, by arguing that structured surveillance can improve market confidence and stimulate traditional adoption.
Rather than restricting cryptography, well -designed regulations that imitate traditional finances could legitimize industry and attract institutional actors. This approach can also create a more stable and scalable environment for long -term growth. However, the United States has not yet implemented a clear framework, while other countries have already established structured surveillance without excessive restrictions, positioning itself as world leaders in crypto.
Lessons of global regulatory leaders
The launch of a crypto project requires navigating in complex regulatory landscapes. Some countries, however, have established lighter managers more suitable for businesses than others. Switzerland and Singapore have become attractive hubs by providing legal reliability, well -defined cryptographic regulations and authority. The approach of Switzerland, detailed in this Legal nodels guideshows how regulatory clarity supports industry growth. Likewise, the EU Mica frame offers standardized rules across Europe, ensuring that companies can work with greater predictability and reduction in compliance costs. Given these examples, the United States has the possibility of becoming a leader in this space-so why has he not yet occurred? And what can we be sure that it will actually be the case? Renato Mariotti has a striking opinion that if a “national regulatory framework and having pro-Crypto regulators in Washington will provide more certainty and predictability”, we will always observe that the number of proceedings remains at the same level.
On the other hand, being able to pass reasonable diligence as an cryptographic company with service providers is a challenge that is specific to it. Access to banking services for cryptographic companies requires the education of banks on the implications of cryptography and the adaptation of their processes to adapt to these projects. Japan offers a model where industry initiatives operate alongside government surveillance. This approach is still lacking in the United States, although regulatory discussions have started to evolve towards greater clarity.
Regulations have an impact on crypto holders
For the United States to become a user-friendly environment, regulations must be simple to support responsible integration of blockchain companies. The current tax report system is too complex. This creates unnecessary gray areas that leave individual crypto holders and crypto companies who find it difficult to sail in unclear obligations. Standardized establishment in all legal entities directives would facilitate compliance and remove unnecessary friction. In addition, adjusting taxes on capital gains to encourage long -term detention could encourage market stability and reduce speculative volatility – a practice already present in certain European countries.
Beyond taxation, security remains a critical concern. Without clear and enforceable security standards, American investors remain vulnerable to carpet prints, hacks and exchange violations. And although there is always the risk of Black Swan events, learning to navigate these situations should be encouraged rather than having public figures portray this space as scams and exploits. After all, cryptographic hacks attract a larger media public.
The United States is at the crossroads
The United States is at a critical inflection point. The transition from the approach focused on the Biden application of the strategy focused on Trump policies offers an opportunity to create clear regulations. With the president’s working group on the digital asset markets writing recommendations and the restorative Crypto working group, the next six months will determine whether the United States will take the lead in digital finance and continue to delay. Hester Peirce, a long-standing defender of the regulatory clarity of the crypto, has noted these challenges in its dry working group letters, highlighting the need to establish clear guidelines that go beyond application actions and provide a functional path for cryptographic companies to operate in the United States.
Regulatory clarity does not only concern compliance and institutional adoption – it is a financial system where individuals, startups and communities can access the cryptocurrency market without unnecessary obstacles. If Washington is decisively moving, the United States can create a financial system where individuals, startups and communities thrive. A result that would cement the United States as a leader in digital finance.
