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The price of XRP could increase 50 times to $100 in the next five years, according to South Korean YoungHoon Kim, who claims the title of “the smartest person in the world.”
Kim, who according to the Giga Society has an IQ of 276 or higher. than that of Albert Einstein estimated 160, made the comment in a December 14 article on X.
From my personal point of view, #XRP could potentially reach $100 in the next 5 years. (NFA/DYOR)
– YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows December 12 jobwhen he said he would buy XRP. He followed his last message with another that read: “If you have a higher IQ, you may be more likely to hold #XRP. (NFA/DYOR).
The validity of such a high IQ is disputed by some experts and Vice.com has questioned Kim’s IQ claim.
This is not Kim’s first prediction regarding the crypto market. Earlier this month, he said that “Bitcoin looks set to shatter every prediction ever written” and that “the real bull run starts when people think it’s already over.” He also called Bitcoin “God’s money.”
XRP Would Be Worth More Than Entire Crypto Market At $100
XRP price fell a fraction of a percent over the past 24 hours to trade at $1.99 as of 7:45 a.m. EST, according to CoinGecko, bringing its loss last month to more than 12%.

XRP Price (Source: CoinGecko)
The Ripple token currently has a market capitalization of $120.197 billion and a circulating supply of over 99.9 billion tokens.
If Kim’s $100 prediction comes to fruition by the end of the decade, it would represent a 50x gain from the crypto’s current price. This would see the token’s market cap soar to over $6 trillion, almost double the current market cap of the entire industry of $3.06 trillion.
In comments under Kim’s
These supporters added that Ripple’s decision to become a chartered bank could be a major catalyst for the price of XRP.
Multiple Fundamental Catalysts Align for XRP
Kim’s prediction comes after a series of developments for XRP and Ripple.
Ripple has made several acquisitions and moves this year, all part of a broader effort to expand the presence of its payments infrastructure in the traditional financial system.
Additionally, spot XRP exchange-traded funds (ETFs) launched in the US earlier this year have already accumulated over $1 billion in assets. According to data from SoSoValue, Canary’s XRPC leads with $342.01 million in net assets.
The Ripple ecosystem also received a boost after the announcement of the upcoming launch of “wrapped XRP” on the Solana blockchain, increasing the token’s exposure.
XRP chart shows indecision
Before XRP can reach Kim’s planned $100 target, it will need to overcome a long-term descending trendline that has driven the altcoin’s price lower in recent weeks.


Daily chart for XRP/USDT (Source: Trading View)
XRP is now approaching the support level at $1.9060. If this level is breached and buyers do not intervene, the crypto could end up falling as low as $1.5770 in the near term.
However, a rebound from the current level could result in XRP surpassing above the descending trendline. Buyers could then try to push the crypto above the resistance level at $2.2440, before a potential rise to $2.6950 if pressure from the bulls persists.
Looking at technical indicators, the Moving Average Convergence Divergence (MACD) and Relative Strength Index (RSI) on the daily chart suggest that XRP price could move in either direction. The direction of the crypto in the coming days will depend heavily on whether buyers or sellers step in to take control.
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