Bringing student waves to increase the total locked value (TVL) in decentralized finance (DEFI) of more than four times, overeating the industry, according to Yat Siu, president of Animoca Brands.
Speaking during the 2025 consensus in Toronto, Siu underlined the global market for student loans of 3 billions of dollars as an unexploited opportunity for the cryptographic industry. He said that moving even 10% of this onchain market could considerably increase the growth of deffi.
“You have essentially more than quadruple TVL in everything defi,” he said, stressing how industry is still in its infancy.
Web -based education tools to stimulate the adoption of cryptography
Siu said that web -based financial tools for the education sector could stimulate the adoption of mass cryptography, especially among young and not banished.
“The first non-banished are the children,” he said. “If a student receives a loan in the waves and reimburses him in onchain – which is regulated, better, faster, cheaper – it becomes integrated for the crypto for life.”
Siu compared the situation to the way Paypal and Venmo have evolved by offering essential services to poorly served users. He suggested that student loans could serve as an entrance to the crypto in the dominant current.
The executive also highlighted the recent recent investment of Animoca Brands in Crayer Finance, a startup offering crypto-native student loans. Siu said the project operates in the Philippines and Indonesia and plans to extend to the United States.
On April 30, Prayer Finance announced an initiative to finance student loans of $ 10 million to offer cheaper and supported loans in blockchain.
Siu previously declared in an interview that the industry needed these “cases of use with a positive sum” that everyone understands. He said that students would be more pro-Crypto if they had more opportunities thanks to cryptographic loans.
In relation: The founder of the NFT has stolen millions of people from the Bitcoin project, according to investors Siu also told the consensual public that education is a case of natural use for web3. He underlined YouTube and Tiktok, platforms which are often rejected as entertainment applications. Siu has said that these social media applications are now the largest informal learning platforms in the world. He said that everything was linked to education and that web3 could do something similar. “Education is actually fundamental, something we do all the time,” said Siu. He suggested that by integrating financial infrastructure into educational experiences, web3 could transform learning communities and capital-active reputation networks, forming the basis of a new decentralized financial ecosystem. https://www.youtube.com/watch? Review: Binance portfolio “ Killing ” Metamask and Airdrops, Tokens Rwa Chinese: Asia Express
Education is a natural web3 use case
