Biptap prepares the ground for Omnibanking in 2026

As 2025 draws to a close, Biptap paves the way for Omnibanking in 2026, capping a year of growth, innovation and global recognition.

Throughout the year, Biptap focused on expanding its reach, driving meaningful product innovations, and sharing its vision with the world. To bring this vision to life, CEO Jonathan Low has taken the stage at several global events, establishing Biptap as a thought leader in financial technology. At the same time, strategic partnerships and key agreements have strengthened Biptap’s global presence, strengthening its pioneering position in the emerging omnibanking space.

This momentum is already being translated into concrete infrastructure. Today, Biptap operates a growing network of 40 omnibanks worldwideforming the basis of a connected financial ecosystem designed to work across regions, currencies and use cases. This network allows Biptap to support both individuals and businesses with flexible, borderless banking solutions – a solution so transparent and on-demand that it is already called “Airbnb from the bank.” Users can instantly access fully compliant, ready-to-use financial services without the constraints of traditional setup, paperwork or geographic barriers.

Building on this momentum and preparing even further for 2026, Biptap is ending the year in style by launching three powerful new features: ramp serviceA multi-chain exchangeand the next one to come payment linkmaking financial transactions simpler, faster and more versatile than ever. Looking ahead, full banking features including ATMs, loans, and other basic servicesare being prepared for release in the coming quarters.

OmniBanking becomes reality

This vision was born from a simple observation: the modern banking sector is fragmented. Today, users are forced to juggle multiple platforms for payments, investments, business accounts and cryptocurrencies, creating unnecessary friction, inefficiency and complexity. Biptap exists to make omnibanking real by eliminating this fragmentation – not in theory, but in practice.

For Biptap, omnibanking goes well beyond offering a collection of financial products. It represents a fully unified ecosystem where individuals and businesses can manage all aspects of their finances: payments, trading, accounts and more, without ever leaving the platform. It is designed to work across borders, currencies and blockchains, while remaining flexible enough to adapt to what comes next.

At its core, the vision is all about control and simplicity. Omnibanking allows users to freely move from traditional finance to digital assets, across personal and business use cases, without the limitations imposed by legacy systems or disconnected platforms. The result is a banking experience that is intuitive by design, versatile in its functions and scalable by nature.

With user-centered design, cutting-edge technology and a global-first mentality, Biptap is laying the foundation for a new banking standard where seamless, frictionless financial access becomes the norm, not the exception.

How we achieve it

Turning the vision of the world’s first omnibank into reality requires action, innovation and global collaboration, and 2025 was a year that proved Biptap delivered on all fronts.

Biptap’s global footprint continues to grow, driven by bold leadership and strategic partnerships. CEO Jonathan Low has shared Biptap’s vision at conferences around the world, establishing the company as a thought leader in fintech.

The company has further expanded its global network through strategic partnerships that strengthen both its regional presence and technical base. Work with Al Fardan Ventures brought valuable expertise and marketing infrastructure to scale B2B financial solutions. In the meantime, Kaia, the Layer-1 blockchain which powers LINE and Kakao, two of Asia’s largest communications platforms with a combined reach of over 250 million users, will enable Biptap to integrate crypto banking services directly into this massive digital ecosystem. Biptap also marked a historic milestone with its first sovereign partnership through an agreement signed with Central African President Faustin-Archange Touadérathereby reinforcing its commitment to making omnibanking accessible on a global scale.

Milestones are only part of the story. Biptap also ended 2025 with powerful new features that bring omnibanking to life:

• Access ramp service – Users can now top up their Biptap wallet and purchase cryptocurrencies using cards, digital wallets and bank transfers, with automatic fiat conversion and without requiring external changes.

• Multi-chain exchange – Allows users to trade and manage USDT and USDC directly in the app on Solana and Polygon. Support for additional EVM-enabled channels is on the roadmap and expected next year.

• Payment link (coming soon) – Allows businesses and individuals to generate payment links or QR codes for easy and instant fund transfers, simplifying everyday transactions.

• Full banking features (in preparation) – ATMs, lending and other core banking services are expected to launch in the coming quarters, advancing Biptap’s vision of a fully integrated omnibank.

Together, these features unify fiat access, digital assets and payments into a single ecosystem, advancing Biptap’s mission to become the world’s leading omnibank by 2026.

Preparing the ground for Omnibanking in 2026

Biptap redefines what banking can be. It addresses the inefficiencies and fragmentation that have long held back users and businesses. Transactions become faster, safer and more versatile; businesses can collect and manage payments effortlessly; and individuals gain complete control over their financial lives, all within a single ecosystem. Backed by a growing network of 40 omnibanks worldwide, Biptap offers a flexible, fully on-demand system that truly embodies the “Airbnb of banking”, providing instant access to compliant financial services. Every feature, every integration, every step is a deliberate step towards the world’s first true omnibank.

By 2026, Biptap is accelerating this mission. The platform will expand its global presence, onboard more users and continue to roll out innovations that bridge the gap between traditional finance and digital assets. Each upcoming enhancement is designed with one goal: to create a fully integrated, universally accessible banking experience that adapts to user needs and extends across borders.

It’s about changing the way the world views money.

About Biptap

Biptap, the world’s first Omnibank, combines the reliability of traditional finance with the innovation of blockchain technology. Built for both Web2 businesses and Web3 innovators, we provide crypto and fiat transaction management with top-level security, scalability, and accessibility.

Our solutions include virtual and physical cards, exit services, offshore banking, payment processing and white label business solutions. Trusted by over 400,000 users as of 2021, Biptap processes over $120 million in monthly transactions, ensuring global banking anytime, anywhere.