Brighty, a Polish digital financial platform that enables real-world crypto card payments, is rolling out private crypto banking services for high net worth individuals (HNWI). The service aims to support the crypto operations of HNWIs and streamline their interaction with legal and financial entities across the EU and globally.
By 2025, crypto brings fully legal and compliant wealth, with the number of global crypto millionaires increasing 40% in 12 months to an unprecedented 241,700, according to the Crypto Wealth Report 2025. New Brighty’s product is designed for crypto earners, investors and early Bitcoin owners who need to legally convert crypto earnings into fiat funds for high-value purchases, such as real estate or vehicles, via compliant financial channels.
Traditional banks and legal entities that handle these payments have not yet fully embraced this area. Even in 2025, major banks and payment systems view massive cryptocurrency operations as suspicious or at least unknown, often refusing them due to lack of familiarity and proper education. This reluctance disrupts global crypto adoption because it limits users’ ability to make financial decisions regarding their funds and purchases, regardless of transaction size.
Brighty brings the trust and robustness of European-licensed operations to crypto, establishing transparency and compliance across all major jurisdictions. Deeply committed to protecting crypto-fiat operations on a global scale, Brighty enables Web3 professionals and HNWIs to remain compliant when processing real-world crypto operations. Properly prepared and explained by Brighty, such operations become possible within traditional financial structures.
Brighty does all the heavy lifting for crypto owners:
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Guides clients in preparing documents confirming the legal origin of their digital assets
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Manages portfolios and transactions according to market standard compliance procedures to ensure they meet requirements.
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Prepares convenient account and transaction statements for tax offices and banks to ensure continuity and security of customer accounts.
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Finds banking channels tailored to the customer’s unique needs.
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Each customer is assigned a personal manager accessible through their messenger of choice, ensuring a comprehensive 24/7 support experience, from the start of the transaction to post-service inquiries.
Product Feature Highlights and Global Reach
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Brighty offers broad and global accessibility; Individual clients are served across the European Union, while corporations are covered globally, including Canada, Hong Kong, the United Arab Emirates and various other strategic jurisdictions.
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The minimum threshold to become a Private Banking Client is set at 50,000 EUR/USD (or equivalent in other currencies) for a monthly turnover or transaction amount. Brighty facilitates transactions in all major currencies, including Euro (EUR), British Pound (GBP), US Dollar (USD), and UAE Dirham (AED).
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Withdrawal options: Funds can be withdrawn via SEPA, SEPA Instant, SWIFT, ACH, Federal Wire and Faster Payments, providing maximum flexibility depending on region.
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Commission Structure: Brighty’s commission is capped at 1% for crypto-to-fiat exchanges, varying depending on the specific transaction structure and applicable jurisdiction.
“Why shouldn’t someone who made their fortune in crypto be able to buy a Porsche? Traditional banks’ KYC and compliance processes still struggle to properly serve crypto millionaires and prove the legitimacy of digital wealth. At Brighty, we’re used to this: we provide the technology and a personal concierge service to help them navigate these challenges and spend their hard-earned money whenever they want. Brighty’s mission is to give a Bitcoin millionaire the same rights as any “old money” millionaire, given that his crypto earnings are 100% legal,” says Alenas Gumuliuskas, CEO of Brighty.
In addition to financial services, Brighty’s Premium Crypto Banking will offer a wide range of services applicable to any level of private banking, including access to business lounges, enhanced investment benefits and crypto-specific bonuses such as USD cashback or gas-free transactions.
About Brighty
Brighty is a European digital finance platform that combines the trust of traditional finance with the power of the crypto economy. Its personal finance app provides European IBAN accounts and VISA cards as well as crypto custody accounts and allows customers to seamlessly exchange, send or spend their money both offline and online. Brighty was built by Revolut alumni and executives from leading Swiss banking institutions. The company’s financial services are fully compliant with national and international regulations of the European Union, United Kingdom and Switzerland.
For more information, please visit or follow @brightyapp on X.
