If you haven't seen it yet, Allium Labs just dropped a deep research report on Stellar's institutional infrastructure and it's stacked with onchain data. Not marketing fluff, actual numbers pulled from the chain.
Here are the highlights:
Tokenized Real-World Assets Franklin Templeton, WisdomTree, Spiko, Ondo Finance, Etherfuse – all issuing regulated, tokenized financial products on Stellar. We're talking US government money market funds, European T-bills, sovereign bonds. The RWA market cap on Stellar just surpassed $1.4B across 67 products from 10 issuers.
Stablecoin Settlement 17 stablecoins spanning 9+ fiat currencies. $2.3B in monthly raw stablecoin volume, $352M adjusted. That adjusted volume doubled year-over-year in January 2026. PayPal chose Stellar for PYUSD. Circle issues both USDC and EURC here. MoneyGram covers 170+ countries with on/off ramps.
The cost argument is brutal SWIFT: $15-50 per transaction, 2-5 day settlement. Stellar native assets: for fractions of a cent, 5-7 second finality. A company processing 1M monthly cross border transactions would spend roughly $5 on Stellar. Not $5 per transaction. $5 total.
Developer activity 52.8M smart contract invocations in February 2026 alone. The Blend Protocol (lending), AMMs, token bridges, compliance contracts – all actively being used.
Compliance baked in at the protocol level 79.3M clawback operations already executed since inception. Freeze, clawback, authorization controls are protocol native, not smart contract add-ons. This is why institutions trust it.
This isn't a hopium post, it's literally just the report data. We're early and the foundation is already there.
Full report: https://www.allium.so/reports/stellar-institutional-infrastructure-for-global-settlement-and-tokenized-assets
