BitMarta global cryptocurrency exchange, announced the launch of its Dual Tier Referral and Reimbursement Program for BitMart Card, marking the next phase of user growth for its Web3 payments ecosystem. The new program strengthens cardholder incentives through a combination of referral rewards, transaction-based commissions, and high cashback benefits designed to accelerate everyday crypto spending.
Following the continued adoption of the BitMart Card in global markets, this expanded incentive structure makes the product a critical part of BitMart’s payments growth engine. By aligning user rewards with actual spending, BitMart aims to drive long-term usage and expand the reach of crypto financial tools.
Bringing Web3 Payments into its Growth Phase
Throughout 2025, BitMart has continued to invest in infrastructure that brings digital assets closer to real-world financial use cases. The BitMart Card has become a central part of this effort, allowing users to spend cryptocurrencies on everyday purchases with transparent settlement and high-value earning opportunities.
With the introduction of the dual-layer referral and cashback program, BitMart is now taking the card from its initial rollout to its scaling phasefocusing on user acquisition, transaction volume and network-driven expansion. The program combines performance-based incentives with a community-driven growth model to strengthen the card’s everyday utility.
High referral rewards for card adoption
Existing cardholders can earn rewards by inviting new users to join the BitMart Card program:
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Good bonus of 5 USDT for each friend who activates a card and spends at least 50 USD
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After 10 successful referrals, the reward increases to 6 USDT per additional new user
This structure encourages meaningful adoption by rewarding verified spend rather than simple signups, thereby aligning incentives with actual platform activity.
Cashback based on dual-level transactions
To further incentivize everyday spending, BitMart introduced a two-tier commission model:
Level 1 – Direct Referral Cashback
Users earn continuous cashback based on their direct guests’ spending, with rates scaling based on referral tier.
Level 2 – Indirect sponsorship cashback
Users also earn additional cashback based on spending on the next tier of their referral network, set at 10% of the direct referral rate.
All cashback rewards are settled in USDT and credited directly to users’ spot accounts within T+30 days.
This dual-layer structure creates a scalable revenue model that strengthens network effects while rewarding actual card usage across the entire ecosystem.
Enhanced BitMart Card Benefits
Alongside the referral program, BitMart Card users continue to enjoy highly competitive spending benefits:
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Up to 5.5% cash back on restaurant and supermarket purchases
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Up to 4% cash back on online purchases and e-commerce
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An additional 0.5% cashback for new users in the first month after activation
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Waived monthly transaction fees for three consecutive months with cumulative spend less than 800 USDT
These combined benefits position BitMart Card as one of the most rewarding crypto payment tools available to users today.
Towards a broader payments ecosystem
The dual-tier referral and redemption program marks an important milestone in BitMart’s broader strategy to expand its payments footprint. By combining real-spending incentives with network-driven earning mechanisms, BitMart improves user engagement while advancing long-term adoption of Web3 financial tools.
As part of its commitment to creating accessible digital finance, BitMart will continue to develop payment products that connect crypto with practical everyday utility.
For more information about BitMart Card, please visit https://www.bitmart.com/bitmart-card.
About BitMart
BitMart is a leading global digital asset trading platform with over 12 million users worldwide. Consistently ranked among the best crypto exchanges on CoinGecko, BitMart offers over 1,700 trading pairs with competitive fees. Committed to continued innovation and financial inclusion, BitMart enables users around the world to trade seamlessly. Learn more about BitMart at Websitefollow them X (Twitter)or join them Telegram for updates, news and promotions. Download BitMart app to trade anytime and anywhere.
Disclaimer:
Use of BitMart Services is entirely at your own risk. All crypto investments, including profits, are highly speculative in nature and carry significant risk of loss. Past, hypothetical or simulated performance is not necessarily indicative of future results. The value of digital currencies may increase or decrease and there may be significant risk in buying, selling, holding or trading digital currencies. You should carefully consider whether trading or holding digital currencies is right for you based on your personal investment goals, financial situation, and risk tolerance. BitMart does not provide investment, legal or tax advice.
