Brighty, the European crypto-native digital finance platform, announces the launch of its banking API for AI agents. It is a ready-to-build infrastructure that enables AI agents to autonomously perform real business banking operations: checking balances, sending payments, converting currencies, managing payroll, and reconciling transactions.
Even digital finance is still manual: most traditional banks remain stuck behind legacy infrastructure and manual workflows. For businesses processing hundreds of invoices per month, the status quo is costly and error-prone, resulting in significant loss of staff time and accounting costs.
Brighty’s AI agents are designed for tech-savvy businesses, freelancers, and enterprise clients of all sizes. For freelancers juggling clients, invoices and taxes on their own, and for growing businesses drowning in financial administration, Brighty replaces chaos with automation, giving them back time and visibility into their money.
What AI agents can do with Brighty
Brighty is positioned at the frontier of a new category of digital finance: agentic banking. Brighty’s AI agent can read an incoming invoice, determine the correct currency conversion at the current rate, request approval from the relevant stakeholder, and release payment, all without human intervention. What used to take hours of back and forth now happens in seconds.
The API provides programmatic access to a full suite of business banking functions:
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Real-Time Balance Queries: Instantly query live balances for all accounts and currencies – no screenshots, no delays.
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SEPA and SWIFT payments: Launch international transfers programmatically with full audit trails and compliance logging.
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Currency Exchange: Convert between currencies at competitive rates with a single API call — no bridging, no friction.
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Payroll Automation: Plan and execute employee salary payments across multiple countries without manual entry.
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Transaction History and Reconciliation: Access complete transaction records for automated accounting and financial reporting.
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Account and permission management: Configure account settings, access controls, and security rules via API.
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Issuing and managing bank cards.
Even though Brighty is a crypto-native digital financial platform, AI agents work beyond crypto and Web3. Brighty is designed specifically for B2B businesses – traditional businesses that want to eliminate manual financial operations, reduce accounting costs and scale at the speed of software.
“We built Brighty on a simple belief: financial infrastructure should be transparent, programmable and accessible. With this API, we are extending this principle into the age of intelligent agents, providing businesses with a way to automate financial operations that would otherwise require a team of accountants,” said Nick Denisenko, co-founder and CTO of Brighty.
About Brighty
Brighty is a European digital finance platform that combines the trust of traditional finance with the power of the crypto economy. Its personal finance app provides European IBAN accounts and VISA cards as well as crypto custody accounts and allows customers to seamlessly exchange, send or spend their money both offline and online. Brighty was built by Revolut alumni and executives from leading Swiss banking institutions. The company’s financial services are fully compliant with national and international regulations of the European Union, United Kingdom and Switzerland.
For more information, please visit or follow @brightyapp on X.
