Cardano founder clashes with Ripple CEO over US crypto bill

Cardano founder Charles Honskinson recently criticized Ripple CEO Brad Garlinghouse in a Jan. 18 video, focusing on what he presented as industry pressure to accept the U.S. Clarity Act on terms that would expand the Securities and Exchange Commission’s authority over new projects.

According to Hoskinson, the CLARITY Act may be helpful to some businesses while being the opposite for others. He went to warn that blindly supporting the bill could confuse the public and also reduce the growth of the crypto market.

Hoskinson said “the law is not perfect and favoring one company over another can backfire.”

🚨CHARLES HOSKINSON MOCKS XRP CEO AND BILL IN LATEST SUNDAY RANT

Cardano founder Charles Hoskinson criticized Ripple CEO Brad Garlinghouse in a latest video, taking aim at his support for the CLARITY Act bill. pic.twitter.com/4qKk7FTPtB

– Coinbureau (@coinbureau) January 19, 2026

However, Garlinghouse supported the Digital Asset Market Clarity Act. In the video, Hoskinson acknowledged that Garlinghouse was acting with what he considers to be true conviction.

“He’s principled. He’s a real passion and a real concern. He came into the space as a cypherpunk from the early days. He’s trying to support what this technology was supposed to be and for,” he said.

The XRP community has attacked Hoskinson for his so-called “collapse,” arguing that he is undermining regulatory progress. Others also supported this skeptical stance, reflecting the industry’s growing division of opinion on the merits of the bill.

Crypto Industry Scrutinizes Lawmakers Over Market Structure Bill

The exchange between Hoskinson and Garlinghouse highlights how crypto policy has become more polarized as lawmakers weigh the Digital Asset Clarity Act. However, both parties agree that the stakes in terms of the structure of the American market, investor protection and innovation are important.

The CLARITY ACT was proposed to classify digital assets and provide regulatory clarity. This bill is currently under discussion in the United States to provide clearer rules for digital assets and cryptocurrencies.

However, the Senate Banking Committee delayed the markup of the crypto market structure bill after crypto exchange Coinbase. publicly withdrew its support for the legislation on Wednesday, January 14, and the White House is now considering dropping its support.

🚨SCOOP: White House considers withdrawing support for crypto market structure bill entirely if @coinbase does not come back to the table with a yield agreement that satisfies the banks and brings everyone to an agreement, a source close to the Trump administration tells me.…

– Eleanor Terrett (@EleanorTerrett) January 17, 2026

Despite the delay, committee chairman Tim Scott reiterated that negotiations would continue in good faith, saying he had conversations with crypto industry and financial sector leaders, as well as both parties in Congress.

If passed, the bills will become the first comprehensive federal laws to provide a clear picture of the crypto market structure, replacing the reliance on regulatory guidance and litigation.

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