DUBAI, United Arab Emirates, December 6, 2025 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM) is approaching a major milestone as Phase 6 of its pre-sale nears completion, bringing the project closer to its next planned 20% price increase. With strong demand continuing into later stages and development updates progressing steadily, the project is gaining momentum in the DeFi sector ahead of its protocol’s upcoming launch.
What is Mutuum Finance?
Mutuum Finance is a decentralized lending protocol designed to streamline how users borrow, lend, and earn yield through smart contracts. The platform aims to provide a simplified, non-custodial ecosystem where interest generation, collateral management and loan execution happen automatically on-chain.
As part of its long-term roadmap, Mutuum Finance is preparing several structural expansions. These include plans for an on-demand USD-pegged stablecoin, intended to integrate directly with the lending engine, and a layer 2 deployment to reduce transaction costs and improve the scalability of the platform. Together, these developments position Mutuum Finance as a utility-focused protocol with an ecosystem designed for long-term growth.
Presale progress and token performance
The Mutuum Finance presale has shown consistent activity since its launch, surpassing $19.2 million raised and gathering over 18,400 holders to date. This level of early adoption highlights consistent participation throughout each pre-sales phase.
MUTM started at $0.01 in Phase 1 and increased to $0.035 in Phase 6, marking a 250% increase from the initial offering. According to the project’s tokenomics, the launch price of $0.06 places the current phase almost 2 times below its expected trading level.
The pre-sale is structured so that Phase 6 will move to Phase 7 once allocation is fully completed. Phase 7 introduces a 20% price increase, taking the token from $0.035 to $0.04. As Phase 6 approaches full allocation, this next price change is expected to occur soon, as demand continues through the final availability window.
Upcoming V1 Protocol and Development Progress
Mutuum Finance has confirmed ongoing progress towards the launch of its V1 protocol, planned for the fourth quarter of 2025 on the Sepolia testnet. The first version of the platform will introduce core lending features including liquidity management, automated interest logic, collateral rules, mtToken yield mechanisms, and support for ETH and USDT as initial assets.
In preparation for the V1 release, the team recently completed the full codebase for the lending and borrowing system. This finalized code is currently under security review by Halborn Securityan independent blockchain audit firm. The audit examines the protocol’s core smart contracts to ensure stability and security before opening the testnet to public users.
Mutuum Finance has already completed a security assessment with CertiK, and the Halborn review represents an additional verification step. The team said a more specific timeline for the V1 launch will be shared once the audit process progresses.
As Phase 6 nears full allocation and a 20% price increase approaches, Mutuum Finance enters one of the most active and defining stages of its presale. The project continues to progress in its technical development, including the upcoming V1 testnet and the ongoing Halborn audit. As attention increases around the remaining availability at $0.035, the transition to Phase 7 is expected soon as Mutuum Finance moves closer to launch.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
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