Mutuum Finance (MUTM)a recently launched cryptocurrency project in the DeFi sector, is preparing to take a major step in its development. In October, the team announced that the first version of its lending and borrowing protocol would go live on the Sepolia testnet in Q4 2025. This testnet launch will take place before the full release of the platform, giving the team the opportunity to refine key systems such as liquidity pools, mtTokens, debt tokens, and liquidation mechanisms. Supported by a growing base of over 17,400 holders, this milestone shows why the project is gaining attention in the crypto investment space, as it moves from pre-sale momentum to product delivery.
Mutuum Finance (MUTM) Presale Progress
Mutuum Finance is currently in the pre-sale phase and is already showing solid figures, with more than 17,400 holders of the MUTM token and more $17.7 million raised in funding. The pre-sale has gone through five phases and is now in phase 6, with over 60% of this stage already sold. In the first phase, the price of the token was set at $0.01, and it has since climbed to $0.035, an increase of 250%. The next phase will increase the price by another 20%. According to the tokenomicsthe launch price is confirmed at $0.06, which represents a 600% increase from the initial phase and a 2x increase from the current level.
For a new cryptocurrency, reaching almost 17,500 holders is an important step. Investors are supporting the team in developing a new DeFi lending and borrowing protocol that could gain traction in the future. Since the start of the pre-sale, significant investments have been made and, to reward supporters, the team has introduced a Top 50 leaderboard. The largest investors will receive MUTM bonuses based on their ranking, adding a competitive and engaging element to the pre-sale.
The team recently announced on that development of the lending protocol is already underway, with a testnet launch planned for Q4 2025. This update shows that progress is being made not only on the presale side, but also in building the platform itself. As a result, investor interest grew and the announcement added an extra layer of trust and credibility to the project roadmap.
According to the roadmap, the token is expected to be listed at the same time as the platform launch. This coordinated timeline could increase the chances of obtaining a listing on major CEXs and DEXs, thereby increasing the visibility of the project and potentially attracting more users, which could benefit the overall growth of the protocol.
What is Mutuum Finance
Mutuum Finance is a recently launched DeFi cryptocurrency project aimed at creating a more adaptable and efficient ecosystem for lending and borrowing digital assets. The platform is built around two complementary models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C system, users can deposit assets such as ETH or USDT into shared liquidity pools, earning passive income through variable APY rates that vary based on pool usage. Meanwhile, the P2P layer allows participants to set their own lending and borrowing terms, allowing access to assets not included in pools, for example tokens like DOGE or SHIB.
When users deposit their assets, they receive mtTokens in return, which act as proof of deposit and are always in an amount equal to that of the underlying assets. These mtTokens continually accumulate value as interest is earned. Beyond that, holders can stake their mtTokens to receive additional MUTM rewards. Through a purchase and distribution mechanism, a portion of the platform’s fees is used to repurchase MUTM on the open market, which is then redistributed to stakeholders, helping to support the value of the token over time.
Beyond its core P2C and P2P lending marketplaces, Mutuum Finance’s future development includes several major upgrades aimed at strengthening the platform’s long-term ecosystem. The team plans to integrate layer 2 scaling solutions to make transactions faster and cheaper, improving overall user efficiency. A multi-chain expansion is also on the roadmap, allowing the protocol to operate on different blockchain networks and reach a wider user base. Additionally, the introduction of an over-collateralized stablecoin is planned, designed to provide greater stability within the ecosystem and create new layers of utility for lenders and borrowers.
Mutuum Finance is entering a decisive period, with its V1 lending protocol expected to debut on the Sepolia testnet in Q4 2025, a key milestone that will show the platform’s performance in a real-world environment. At the same time, pre-sales continue to gain ground. Phase 6 is already 60% sold out and the next price increase is approaching as the project moves closer to its next stage. This combination of continued development and strong pre-sale performance highlights the growing momentum around the new DeFi cryptocurrency.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
Link tree: https://linktr.ee/mutuumfinance
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