DUBAI, United Arab Emirates, November 15, 2025 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM) is entering one of its most pivotal moments of 2025. The project’s presale has progressed at a steady pace since the start of the year, but interest has been growing as the team prepares for the release of the V1 protocol on the Sepolia testnet in Q4 2025. With the window for Phase 6 almost closed and allocation approaching 99%, the project is increasingly attracting attention from the broader crypto DeFi community.
Mission and growing support of Mutuum Finance
Mutuum Finance is building a decentralized lending and borrowing protocol on Ethereum. The aim is to create a transparent environment in which users can supply assets, earn interest and borrow through smart contract systems. By focusing on efficient on-chain transactions, the project seeks to offer a simpler and safer alternative to traditional credit markets.
The strong traction seen throughout 2025 reflects the response to this idea. The presale has now raised $18.7 million, showing a continued influx of users looking to get in on the action ahead of the protocol’s launch. The community also grew rapidly, surpassing 18,000 holders and forming a large base of early supporters. This growth has helped make Mutuum Finance one of the most active new crypto launches in the DeFi sector this year.
Presale began in early 2025 with a MUTM token price of $0.01. Since then, it has climbed to $0.035 in stage 6, a 250% increase from stage one. This gradual ramp-up reflects the structured nature of pre-sales, where each stage has a fixed price and a fixed offer. As demand increases, scenes sell out faster and prices rise to the next level.
Phase 6 has now reached 99% allocation, making it one of the fastest cycles of the year. Activity has intensified in recent days as remaining supply becomes scarce. This added a sense of urgency to the current phase, as the next price step is expected to take place once phase 6 is fully completed.
Token supply structure and distribution
MUTM has a total supply of 4 billion tokens. Of this amount, 45.5% – or approximately 1.82 billion tokens – are allocated to the presale. This allocation structure provides early adopters broad access while maintaining sufficient supply for future liquidity, development support and ecosystem needs.
So far, the presale has distributed 800 million tokens, another sign of strong support at every stage. With Phase 6 almost complete, remaining allocations are becoming limited. This tightening of supply is one of the main reasons why attention has increased as we approach V1.
Mutuum Finance has also introduced a major accessibility improvement. Shoppers can now purchase MUTM directly with a card, and there are no purchase limits. This change made it easier for new participants to participate in the presale without relying on swaps or specific on-chain tools.
Development progress and confirmed release of V1
The upcoming launch of Mutuum Finance’s V1 protocol is one of the main reasons why interest has accelerated. The team confirmed the release schedule via its official announcement on Xindicating that V1 will arrive on the Sepolia testnet in the fourth quarter of 2025.
The first version will include the liquidity pool, mtTokens, debt tokens and liquidator bot. These systems form the heart of the lending and borrowing process. The liquidity pool allows users to contribute assets, while mtTokens represent a user’s share and automatically grow as interest accrues. Debt tokens track borrowing positions and the liquidator robot handles risky loans to keep the system secure.
This clear set of features indicates that development is moving forward at a brisk pace. For many early supporters, a confirmed launch schedule is an important sign of commitment and progress. This builds confidence that pre-sale funds support real development rather than long roadmaps without short-term delivery.
Phase 2 roadmap and continued expansion
Mutuum Finance is currently progressing through Phase 2 of the roadmap, which focuses on completing the core code base, refining the interface, testing the system logic, and preparing the protocol for testnet deployment. This phase also includes configuring risk settings and tools that will be used by the community once lending activity begins.
As Phase 2 progresses, expectations around V1 continue to rise. Many investors view the combination of daily engagement, rapid pre-sales progress, and confirmed testnet development as a sign of an active project moving from planning to execution.
Safety measures and reliability work
Safety remains a priority. Mutuum Finance completed a CertiK review and achieved a Token Scan score of 90/100, which stands out for a project close to its first public release. This early score shows that the code has undergone professional review, something that many new crypto projects lack during the initial development period.
The team also launched a $50,000 bug bounty, incentivizing security researchers to help identify any issues before the protocol moves from the testnet to the mainnet. This adds an extra layer of reliability for long-term users who want assurance that the system is being monitored from multiple angles.
The combination of declining supply, evident technical advancements, and increasing community activity has created strong momentum for Mutuum Finance. With phase 6 allocated at 99%, the pre-sale is now entering its most critical period. Investors tracking emerging opportunities in the DeFi crypto space are closely watching as V1 development moves closer to release and pre-sale nears its final stages.
Mutuum Finance has positioned itself as a leading new crypto project with visible progress, transparent development updates, and growing adoption. As the Phase 6 window closes, attention continues to focus on what comes next.
For more information on Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
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