Revolut has integrated Polygon into its app, adding fee-free remittances, POL staking and crypto card payments as part of a broader move to expand blockchain-based financial services.
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Revolut Adds Polygon Support to Expand Digital Asset Features
Revolut is expanding its reach in digital finance with a new integration with Polygon, the blockchain network known for low-cost, high-speed transactions. The announcement marks another milestone for the company as it strives to integrate more blockchain-based services into its platform and meet the growing demand for alternative ways to move money, invest and settle payments.
The addition comes as financial firms continue to explore blockchain applications that reduce the friction found in traditional cross-border transfers. Revolut’s move focuses on three new features: fee-free remittances powered by Polygon, staking for the network’s native POL token, and support for cryptocurrency-funded card transactions. Mastercard is part of the deal, indicating early cooperation between established payment networks and infrastructure built around digital assets.
A move towards lower-cost global transfers
Cross-border remittances remain one of the most expensive categories of financial activities. Fees vary widely depending on region, currency and the intermediaries involved. Revolut plans to reduce these costs by routing transfers through Polygon’s network, designed to transact at a fraction of the cost of existing rails.
Polygon’s low fees and fast settlement are at the heart of this approach. The network has become an important scaling solution for Ethereum, offering faster confirmation times and lower operational costs. As Revolut integrates these features, users in regions with limited access to cost-effective remittance tools can benefit from more consistent pricing and faster delivery compared to traditional bank transfers.
The initiative is part of broader industry efforts to rethink how cross-border payments work. Recent fintech initiatives have attempted to reduce remittance fees through alternative infrastructure, although implementation varies by jurisdiction and compliance requirements remain an important factor.
Staking Features Expand User Participation in Digital Assets
Beyond remittances, Revolut is introducing POL staking directly into the app. Staking gives users the opportunity to participate in network operations by holding assets for defined periods of time and receiving rewards tied to the operation of the protocol. For Revolut, offering staking is part of a broader strategy to include more digital asset functionality without requiring users to interact with multiple platforms.
Staking has become a common entry point for consumers seeking exposure to blockchain networks while avoiding the complexity of operating the technical systems themselves. Revolut’s move follows a period in which other fintech platforms have begun offering similar tools, although regulatory treatment continues to evolve by region.
As with all staking products, returns vary and are influenced by market conditions. Asset values can fluctuate and users who participate in staking remain exposed to this volatility, particularly during periods of rapid price movement.
Card Payments Bring Digital Assets to Everyday Use
The new integration also includes the ability for users to fund card payments with crypto balances, an option that integrates digital assets into more frequent spending scenarios. Mastercard’s involvement suggests a continued effort by card networks to build bridges between traditional payment systems and digital asset-based transactions.
Card-linked crypto payments aren’t entirely new, but they’re becoming more refined as companies develop infrastructure that converts assets at the point of sale with less friction. The approach aims to combine familiar payment behavior with the underlying mechanisms of blockchain transactions.
Blockchain integration within established platforms continues to accelerate
Revolut’s decision highlights a trend that has been developing for several years: financial platforms integrating blockchain tools to expand their service offerings. Polygon’s integration follows a pattern seen across the industry, where companies are adopting solutions designed to reduce costs, increase speed and expand access to global financial services.
Polygon’s role in this trend is remarkable. Its technical design aims to reduce operational overheads associated with Ethereum’s base layer. The network has become a preferred option for many developers looking for more predictable transaction costs, making it a useful solution for consumer-facing applications.
Industry observers have pointed out that blockchain-based remittances could reshape the way money moves globally if fees remain consistently low and settlement times short. The potential benefit to the user is greater in countries where reliance on remittances is high and existing channels are expensive or slow.
Regulatory complexity remains a central consideration
As with all financial products involving digital assets, regulatory oversight will influence the extent to which these features are offered. Revolut operates in multiple jurisdictions, each with its own framework for managing blockchain-related activities. Some regions require additional information for staking, while others enforce rules focused on consumer protection and transaction transparency.
Recent measures taken in the European Union reflect a stricter approach to digital assets, and companies developing their crypto offerings must consider variations in how these rules are interpreted and enforced. Revolut will need to continue to adapt its structure and processes to meet these requirements as it expands its blockchain integrations.
A broader market context frames the movement
The introduction of Polygon-based services follows the model of many fintech companies experimenting with blockchain to adjust the cost profile of remittances, enable new forms of investment and give users more control over digital payments. Revolut’s user base of over 20 million provides an important testing environment for these tools.
Other regions have already demonstrated how digital payment systems can quickly gain traction. In parts of Asia, mobile wallets and app-based payments have grown at a pace that outpaces traditional banking development. These examples provide insight into how blockchain-based features could scale in Western markets if users see continued value.
A step towards broader integration of digital assets
The integration highlights Revolut’s attempt to position itself between the traditional finance and digital asset ecosystems. By integrating staking, low-fee transfers and cryptocurrency-funded payments, the company extends its range of services beyond standard digital bank offerings.
For users, the changes create opportunities to explore digital assets in a familiar environment. For the fintech sector, this adds another example of how blockchain tools are moving from specialized platforms to consumer-focused applications.
Revolut’s adoption of Polygon is a development in a broader model. As businesses look for ways to reduce transaction costs and increase service efficiency, blockchain infrastructure continues to be tested in more real-world settings. Long-term adoption of these systems will depend on stability, compliance, and user comfort with digital assets that remain subject to rapid fluctuations.
