In a conversation with Arjun Kharpal of CNBC, the president of Ripple Monica Long sketched the company’s post-lineage agenda, detailing how an initial American public offer (IPO), the tokenization of the American-red stables, and an aggressive roadmap are real.
Ipo Ripple: on the table, but not urgent
Long, who joined Ripple 12 years ago after working with the co-founder Chris Larsen at Peer-to-Peer Prosper, opened its doors by recalling that the “Slam (Med) banks of the door in our face” “when Ripple launched for the first time the cross-border colony in 2014. The current expansion of Ripple in detention, Stablecoins and Tokenization services.
Although CEO Brad Garlinghouse previously linked an IPO at the end of Ripple’s legal dispute at Securities and Exchange Commission of the United States, Long did not report any immediate precipitation to the list. “Right now, we have a lot of liquidity … billions of dollars in cash,” she told Kharpal.
The company therefore focuses on inorganic growth – “we are in an acquisitive position,” she added – rather than lifting new capital on public procurement. However, Long recognized that improving American policy signals has reopened the domestic opportunities that were actually sealed during the SEC trial.
Since judge Analisa Torres judged in July 2023 that “XRP in itself has not been security”, Ripple resumed hiring and more in -depth commitment with American banks. “To modernize the infrastructure for financial institutions, it is not realistic that existing systems such as banks connect directly to the blockchain. They need a connective tissue which is what we provide,” added a long.
Concentrate on Rlusd
The entry of Ripple into the stable value arena passes via Ripple USD (RUSD), now oscillating near a market capitalization of $ 300 million. Long said that the decision to get started has occurred live payment corridors in Latin America-Asia of trade routes where counterparts “prefer dollars to dollars that their local currency which is very volatile”. She positioned Rlusd as a 24/7 liquidity rail for companies that are forced by “cutting time, nights and bank weekends” in the correspondence battery today.
While acknowledging that the explosive growth of the Stablescoin market was motivated by the crypto trade, it stressed that “Ripple’s bet is really on the institutional side”, appointing cross -border payments and the management of guarantees as a case of use of Rlusd basic.
The strategy has received immediate lightness thanks to an agreement of $ 1.25 billion in Ripple to acquire Prime Broker Hidden Road, which already erases around 3 billions of dollars in annual volume. Hidden Road’s customers, has noted for a long time, demands chain dollars as margin for traditional assets – an application that could speed up the circulation of the RUSD without competing with retail giants.
Tokenization and regulatory background
Long has also reaffirmed the conviction of the company according to which blockchain would evolve in a “modern financial rail”, with token market instruments like the next border. Ripple provides child and emission software to banks such as SG Forge, which allows them to hit and manage digital representations of shares, bonds and other titles while retaining product design control.
The emphasis, she said, is to “sew the infrastructure between inherited systems and the chain together”, a theme resolved in the next amendments of the large XRP book for versatile tokens and native loan protocols.
Despite the mainly institutional objective of Ripple, Long did not exclude the future points of contact for retail. She joked that she still has “a fraction of a Banksy of the height of the NFT days”, highlighting the personal enthusiasm for fractional property models even if the company focuses on rear plumbing.
President Ripple has represented an improvement in the American climate, praising Sab 121’s retreat and thaw in the application tactics. She also underlined the bipartite momentum for a bill on the stables and the “cryptographic strategic reserve” of Washington, which expressly quoted XRP among the assets. “More than anything,” she observed, “this validates the legitimacy of the asset.”
Summarizing Ripple’s long vision ethics, has long stressed sustainability on media threshing cycles: “If we build things that solve problems and there is real use behind, then everything else is said.” In 2025, this story of utility revolves around Rlusd institutional rails, large -scale tokenization pilots and perspective – on both unthinkable – American banks holding XRP -Ledger assets on their balance sheets.
At the time of the press, XRP exchanged $
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