Crypto analyst and XRP advocate Levi Rietveld recently shared a short article on and new payment systems like the crypto industry.
Bessent’s comments focused on reforming financial infrastructure so that capital markets can operate more efficiently for traditional users. In turn, Rietveld viewed these comments as closely matching the original purpose for which XRP was created.
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What XRP was designed for
In the video clip that Levi Rietveld shared on Alongside his statement that XRP is purpose-built, Scott Bessent outlined a policy direction that focuses on assessing regulatory hurdles to blockchain technology, stablecoins, and new payment systems.
Bessent said officials would closely examine regulatory hurdles to blockchain, stablecoins and new payment systems and consider reforms to unleash the power of U.S. capital markets. This plan corresponds in particular to a more crypto-positive approach adopted by the current US administration under President Donald Trump.
$XRP is designed for that! pic.twitter.com/WNDUoeFPC4
— Levi | Crypto Crusaders (@LeviRietveld) December 22, 2025
These are a part of the efforts made by The US government must modernize crypto regulation and set clearer frameworks for digital assets, including proposed acts to clarify markets and stablecoins. An example of this is the Law of Clarity, a legislative proposal that aims to clearly define the regulatory treatment of digital assets, separate payment-focused tokens from securities, and assign clearer oversight roles to agencies such as the SEC and CFTC.
Bessent’s comments focused on improving payment systems and removing friction around new financial technologies. XRP proponents like Levi Rietveld would be quick to point out that the theme closely matches how the cryptocurrency and the XRP Ledger were designed.
The XRP Ledger operates with transparent settlement, predictable transaction costs, and finality that is not dependent on mining or complex smart contract execution. These features are important for institutions that need clarity and reliability.
In practice, the real role of XRP is more visible through the payment solutions developed by Ripple. Banks and others financial institutions do not need to hold large foreign currency balances, since XRP can be used as an intermediary asset during settlement.
Current regulatory and institutional position of XRP
Progress on regulatory clarity helped a real institutional infrastructure around XRP. Multiple Spot XRP ETFs Approved and Launched in 2025 and the first numbers are positive, with more than $1.14 billion in entries. According to Bloomberg estimates, these funds could attract between $5 billion and $7 billion in institutional capital by 2026.
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This creates new opportunities for asset managers, pension funds and other institutional allocators to hold XRP within traditional investment vehicles. All this cannot be possible without the clear framework for blockchain, stablecoins and new payment systems offered by Bessent.
Featured image from Unsplash, chart from TradingView
