Cap, a lending platform powered by financial collateral, today announced that Matrixdock, the real-world asset (RWA) tokenization platform, is integrating with Cap, with XAUm becoming the first tokenized gold asset supported as collateral in the Cap protocol.
Through the integration, Cap added XAUm, Matrixdock’s tokenized gold product, as a supported collateral asset, expanding the utility for XAUm holders. XAUm holders now have access to new on-chain credit use cases, and the integration validates the growing adoption of XAUm as an institutional-grade tokenized gold asset.
“Cap was built around a simple idea: any high-quality asset should be able to support credit when backed by real, escrow collateral,” said Benjamin Sarquis Peillard, founder and CEO of Cap. “XAUm demonstrates exactly what is possible when real-world assets become programmable. Gold has served as a reserve asset for centuries. It can now actively participate in on-chain credit markets.”
Matrixdock is a leading real-world asset (RWA) tokenization platform and was the first in Asia to onboard tokenized US Treasuries through its STBT product and has since become one of the region’s leading issuers of tokenized real-world assets.
Its flagship gold product, XAUm has become one of the most widely adopted tokenized gold assets in the world. The asset is backed by independent audits from Bureau Veritas as well as verification of on-chain reserve proofs.
By allowing tokenized gold to be used as collateral, the integration opens up new utility for XAUm holders, allowing the asset to serve not only as a store of value, but also as an active part of on-chain credit markets.
The integration represents a broader shift in how real-world assets can participate in decentralized financial markets. Rather than remaining static assets, tokenized assets can increasingly be used to secure funding, unlock liquidity, and support new forms of programmable credit.
As institutions continue to integrate traditional assets, Cap is building the infrastructure necessary to connect these assets to debt markets in a transparent and capital efficient manner. The introduction of XAUm as collateral provides a first example of how real-world tokenized assets can move beyond representation and become active components of financial infrastructure.
With this integration, the world’s oldest reserve asset is now tokenized, on-chain and available as trusted collateral in on-chain credit markets.
About the cap
Cap is a private lending platform that uses blockchain technology to solve key problems facing legacy private lending systems. Cap’s new automated credit marketplace ensures that every loan is backed by on-chain capital protection. Each loan has a dedicated underwriter who puts their own capital behind the decision, making honest underwriting the dominant strategy. Dollar depositors then earn a guaranteed return which is assured by insurers. This innovative approach to private credit alleviates the issues of scalability, incentive alignment, fraud and illiquidity faced by traditional markets. Cap’s investors include Franklin Templeton, Susquehanna, IMC Trading and other traditional financial institutions. Today, the platform has over $4 billion in cumulative volume, over $350 million in deposits, and an annualized yield of 5-7% on dollar deposits.
About MatrixDock
Matrixdock is a leading real-world asset (RWA) tokenization platform in Asia, focusing on institutional-grade tokenized products designed to introduce high-quality traditional assets to on-chain markets via transparent and verifiable structures. The platform’s products include tokenized precious metals – Matrixdock Gold XAUm and Silver Each asset is backed by leading blockchain rails, renowned custody, and rigorous transparency standards. Matrixdock is the leading tokenization partner for sovereign asset tokenization initiatives and designed the TER Gold Token for GMC in the Kingdom of Bhutan. By transforming assets such as precious metals and sovereign grade instruments into a transparent, verifiable and credible token form, Matrixdock is building a strong reserve layer for next-generation on-chain finance. Matrixdock official website: Contact: support@matrixdock.com
