MSXhas officially launched X Card, its global crypto payments card, marking a significant milestone in MSX’s development of digital asset payments infrastructure. By connecting digital asset accounts to a global payments network, X Card allows users to seamlessly convert digital assets into real purchasing power.
As digital assets continue to evolve from investment instruments into the broader financial ecosystem, demand is growing for practical use cases beyond trading and wealth management. While asset allocation remains a key driver of adoption, enabling digital assets to flow more freely between spending, payments and cross-border remittances has become an increasingly important goal for the industry. The launch of X Card represents MSX’s latest step toward accelerating this transition.
Integrate digital assets into daily life
Built for a global user base, X Card connects digital asset accounts to a wide range of real-world spending scenarios, supporting spending, international remittances, funds management and ATM cash withdrawals.
Through X Card, users can spend digital assets at merchants around the world that accept Visa, making it easier to transform digital assets into practical purchasing power. For people with needs for international travel, cross-border payments, or global asset allocation, digital assets can now serve not only as investment tools, but also as flexible instruments for everyday transactions.
Enabling global payments and cross-border mobility of funds
X Card is integrated into Visa’s global payments network, supporting online and in-store transactions at millions of merchants around the world. The card can also be added to leading digital wallets such as Google Pay, enabling seamless payments for everyday purchases, subscriptions and mobile commerce.
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To improve user convenience, X Card offers no deposit fees, no card spending fees, and no annual fees. The card also supports monthly spending limits of up to US$1 million, providing flexibility for everyday spending, international payments and higher-value transactions.
Beyond Payments: Connecting a Wider Asset Ecosystem
Beyond its payment capabilities, X Card is deeply integrated into the MSX asset ecosystem, creating a unified experience combining investing, fund management and spending.
Through the MSX platform, users can access a range of investment opportunities spanning digital assets, tokenized US stocks and pre-IPO offerings. The company has continued to expand its presence in both tokenized securities and private market investment opportunities, providing users with broader exposure to global growth assets.
MSX has already launched several pre-IPO investment programs featuring world-renowned unicorn companies. Among them, Cerebras successfully moved from a pre-IPO offering on the platform to a public listing, becoming a notable example of the opportunities available within the MSX ecosystem.
With the introduction of X Card, users can now manage their investments, access liquidity and conduct daily transactions within a single platform, improving capital efficiency while expanding the practical utility of digital assets.
Building on security and compliance
Security and regulatory compliance remain critical to the long-term development of digital asset services. To support global operations and protect user assets, MSX has established a growing international compliance framework, including registrations with the U.S. Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB), Canada’s MSB Regime, and Australia’s AUSTRAC Registration Framework. MSX conducts its operations in accordance with KYC, AML and transaction monitoring requirements to support ongoing compliance across all jurisdictions.
The Company also continues to advance its U.S. Money Transmitter License (MTL) licensing framework and holds a Hong Kong Money Services Operator (MSO) license, supporting the compliant provision of cross-border payments and associated financial services.
On the security front, X Card’s payment infrastructure is built and managed in accordance with PCI DSS Level 1 standards – the highest level of security certification in the global payment card industry – providing robust protection for payment data and transaction security.
Expanding the Real-World Utility of Digital Assets
The launch of X Card expands MSX’s services beyond investing and trading to global payments and everyday spending, strengthening the connection between digital assets and the real economy.
Looking ahead, MSX plans to continue improving the X Card experience, expanding its global payments network and enriching its ecosystem of digital assets and real-world assets (RWA). Through these initiatives, the company aims to provide users with more diversified opportunities in asset allocation, capital management and financial participation.
As digital assets become increasingly integrated into traditional financial activity, payment functionality is emerging as a critical part of the broader ecosystem. With X Card, MSX takes the next step in making digital assets more accessible, more convenient and more deeply connected to everyday economic life.
Disclaimer: This press release may contain forward-looking statements. Forward-looking statements describe future expectations, plans, results or strategies (including product offerings, regulatory plans and business plans) and are subject to change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements.
