Psalion today announced the launch of Lend Psaliona multi-token digital asset-backed lending product designed to help institutional clients, family offices, corporate treasuries and sophisticated investors access liquidity without selling their digital assets.
Psalion Lend allows customers to pledge BTC, ETH, SOL, and other digital assets as collateral for loans disbursed in USDC or USDT, with conversion to USD available upon request. The product is designed for holders who want to access capital while maintaining exposure to the underlying price movement of their assets.
A key differentiator of Psalion Lend is the option for custody loan. Customers can choose to maintain collateral, secured in a separate account held with institutional grade custody providers, while Psalion facilitates the lending process in this environment. This structure is designed to provide customers with greater transparency, continuity and control throughout the loan lifecycle.
“Digital asset holders should not have to choose between liquidity and long-term exposure,” said Timothy Enneking, Managing Partner at Psalion. ” “The question that savvy customers kept asking us wasn’t about pricing, it was about control. They wanted to know where their collateral was and what was happening to them. Psalion Lend was designed to directly answer this question.”
Under the current term structure, Psalion Lend offers loans of up to 60% loan-to-value, with terms of 90 and 180 days. BTC and ETH collateral are currently eligible for 5.5% annual interest on 90-day loans and 6.5% annual interest on 180-day loans. SOL Guarantee is currently eligible for 7.5% annual interest on 90-day loans and 8.5% annual interest on 180-day loans. Bespoke assets can be considered on a case-by-case basis, with rates and collateral terms determined by asset type, scale, liquidity and risk profile.
Loan proceeds are disbursed in USDC or USDT, and the minimum collateral is set at US$1 million. USD conversion is available upon request. Psalion charges an origination fee of 0.5% of the loan principal. Customers can also renew their loans at the then-current rate by providing advance notice prior to maturity.
The product is collateral-based and does not rely on a traditional credit approval process. The proceeds can be used for working capital, cash management, refinancing, investment opportunities or other liquidity needs.
“Borrowing against digital assets maximizes capital efficiency. The infrastructure to do it properly is now there,” added Mr. Enneking. “The failures of digital asset lending in recent years have been due to transparency and misaligned incentives. Psalion Lend is a direct response to this: fixed rates, conservative LTV, no remortgaging and a custodial structure that customers can actually verify..”
To register your interest or request additional information, please contact invest@psalion.com.
About Psalion
Psalion is a global digital asset investment manager focused on institutional-grade lending solutions, yield strategies and early-stage venture capital.
Led by digital asset industry pioneers with decades of experience in traditional finance, asset management and blockchain markets, Psalion serves institutions, family offices, corporate treasuries, allocators and savvy investors seeking transparent, risk-managed access and exposure to digital asset opportunities.
Psalion works with institutions, family offices, allocators, corporate treasuries and sophisticated investors seeking seamless access to blockchain-based financial products.
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E-mail: invest@psalion.com
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Disclaimer
This press release is for informational purposes only and does not constitute an offer of loan, an offer to sell any securities, investment advice, tax advice or legal advice. Product availability, collateral, loan terms, rates, custody structures, collateral requirements and disbursement times are subject to customer eligibility, onboarding, documentation, due diligence, market conditions and applicable laws. Conditions may change. Borrowers should consult their own legal, tax and financial advisors before entering into any financing agreement.
